/* ══════════ RESET & VARIABLES ══════════ */
:root {
    --primary: #047857;
    --primary-light: #059669;
    --primary-dark: #065F46;
    --primary-darker: #064E3B;
    --accent: #F97316;
    --accent-dark: #EA580C;
    --accent-light: #FB923C;
    --bg: #FFFFFF;
    --bg-soft: #F0FDF4;
    --bg-glass: rgba(255,255,255,.7);
    --text: #1E293B;
    --text-light: #475569;
    --muted: #64748B;
    --border: #E2E8F0;
    --border-glass: rgba(255,255,255,.25);
    --success: #059669;
    --radius: 20px;
    --radius-sm: 12px;
    --shadow: 0 4px 24px rgba(4,120,87,.08);
    --shadow-lg: 0 16px 48px rgba(4,120,87,.12);
    --shadow-glass: 0 8px 32px rgba(0,0,0,.08);
}

*, *::before, *::after {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
    overflow-x: hidden;
}

body {
    font-family: 'Plus Jakarta Sans', 'Inter', system-ui, sans-serif;
    color: var(--text);
    background: var(--bg);
    background-image: linear-gradient(160deg, rgba(240,253,244,.4) 0%, rgba(255,255,255,1) 40%, rgba(255,255,255,1) 60%, rgba(240,253,244,.25) 100%);
    line-height: 1.6;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
    overflow-wrap: break-word;
    word-break: break-word;
    overflow-x: hidden;
    max-width: 100vw;
}

a {
    color: var(--primary);
    text-decoration: none;
    transition: color .3s ease;
}

a:hover {
    color: var(--primary-light);
}

img {
    max-width: 100%;
    display: block;
}

.container {
    max-width: 1160px;
    margin: 0 auto;
    padding: 0 24px;
}

.section-title {
    font-size: clamp(1.5rem, 3vw, 2.2rem);
    font-weight: 900;
    text-align: center;
    margin-bottom: 8px;
    color: var(--text);
}

.section-sub {
    text-align: center;
    color: var(--muted);
    font-size: 1.05rem;
    margin-bottom: 48px;
}

/* ══════════ NAV ══════════ */
.nav {
    position: sticky;
    top: 0;
    z-index: 1000;
    background: rgba(255,255,255,.8);
    backdrop-filter: blur(20px);
    -webkit-backdrop-filter: blur(20px);
    border-bottom: 1px solid rgba(255,255,255,.4);
    box-shadow: 0 1px 12px rgba(4,120,87,.04);
    transition: background .3s ease, box-shadow .3s ease;
}

.nav-inner {
    max-width: 1160px;
    margin: 0 auto;
    padding: 0 24px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 64px;
}

.logo {
    display: flex;
    align-items: baseline;
    gap: 1px;
    text-decoration: none;
    font-weight: 900;
    font-size: 1.35rem;
    letter-spacing: -.5px;
}

.l-imprumut {
    color: var(--primary);
}

.l-acum {
    color: var(--accent);
}

.l-tld {
    color: var(--muted);
    font-weight: 600;
    font-size: .8rem;
    letter-spacing: 0;
    margin-left: 1px;
}

.nav-links {
    display: flex;
    gap: 28px;
}

.nav-links a {
    color: var(--text);
    font-weight: 600;
    font-size: .95rem;
    transition: color .3s ease;
    position: relative;
}

.nav-links a::after {
    content: '';
    position: absolute;
    bottom: -4px;
    left: 0;
    width: 0;
    height: 2px;
    background: var(--primary);
    border-radius: 2px;
    transition: width .3s ease;
}

.nav-links a:hover {
    color: var(--primary);
}

.nav-links a:hover::after {
    width: 100%;
}

/* Nav Dropdown */
.nav-dropdown {
    position: relative;
}

.nav-drop-trigger {
    display: flex;
    align-items: center;
    gap: 4px;
}

.nav-arrow {
    font-size: .7rem;
    transition: transform .3s;
}

.nav-drop-menu {
    position: absolute;
    top: 100%;
    left: -16px;
    min-width: 220px;
    background: #fff;
    border: 1px solid var(--border);
    border-radius: 12px;
    padding: 12px;
    display: flex;
    gap: 8px;
    box-shadow: 0 12px 40px rgba(0,0,0,.1);
    opacity: 0;
    visibility: hidden;
    transform: translateY(8px);
    transition: opacity .25s, transform .25s, visibility .25s;
    z-index: 100;
}

.nav-dropdown:hover .nav-drop-menu {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}

.nav-dropdown:hover .nav-arrow {
    transform: rotate(180deg);
}

.nav-drop-col {
    display: flex;
    flex-direction: column;
    min-width: 180px;
}

.nav-drop-heading {
    font-size: .7rem;
    font-weight: 800;
    text-transform: uppercase;
    letter-spacing: .5px;
    color: var(--muted);
    padding: 6px 12px;
    margin-bottom: 2px;
}

.nav-drop-sm {
    flex-direction: column;
    min-width: 200px;
}

.nav-drop-menu a {
    display: block;
    padding: 7px 12px;
    font-size: .85rem;
    font-weight: 600;
    color: var(--text);
    border-radius: 8px;
    transition: background .2s, color .2s;
}

.nav-drop-menu a:hover {
    background: var(--bg-soft);
    color: var(--primary);
}

.nav-drop-menu a::after {
    display: none;
}

.nav-cta {
    background: var(--accent);
    color: #fff;
    border: none;
    padding: 10px 24px;
    border-radius: 50px;
    font-weight: 700;
    font-size: .95rem;
    cursor: pointer;
    font-family: inherit;
    transition: background .3s ease, transform .2s ease, box-shadow .3s ease;
    box-shadow: 0 2px 12px rgba(249,115,22,.2);
}

.nav-cta:hover {
    background: var(--accent-dark);
    transform: translateY(-1px);
    box-shadow: 0 4px 20px rgba(249,115,22,.35);
}

.nav-burger {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 4px;
}

.nav-burger span {
    display: block;
    width: 24px;
    height: 2.5px;
    background: var(--text);
    border-radius: 2px;
    transition: transform .3s ease, opacity .3s ease;
}

.mob-menu {
    display: none;
    flex-direction: column;
    padding: 0 20px 16px;
    background: #fff;
    border-bottom: 2px solid var(--border);
    max-height: calc(100vh - 64px);
    overflow-y: auto;
    -webkit-overflow-scrolling: touch;
}

.mob-menu.active {
    display: flex;
}

/* Accordion section */
.mob-section {
    border-bottom: 1px solid var(--border);
}

.mob-section-toggle {
    display: flex;
    align-items: center;
    justify-content: space-between;
    width: 100%;
    padding: 14px 4px;
    background: none;
    border: none;
    font-family: inherit;
    font-size: .95rem;
    font-weight: 700;
    color: var(--text);
    cursor: pointer;
    min-height: 48px;
    -webkit-tap-highlight-color: transparent;
}

.mob-arrow {
    font-size: 1.2rem;
    font-weight: 400;
    color: var(--muted);
    transition: transform .25s ease;
}

.mob-section.open .mob-arrow {
    transform: rotate(90deg);
    color: var(--primary);
}

.mob-section.open .mob-section-toggle {
    color: var(--primary);
}

/* Collapsed child links */
.mob-section-links {
    max-height: 0;
    overflow: hidden;
    transition: max-height .3s ease;
    padding-left: 12px;
}

.mob-section.open .mob-section-links {
    max-height: 500px;
    padding-bottom: 8px;
}

.mob-section-links a {
    color: var(--text-light);
    font-weight: 500;
    font-size: .88rem;
    padding: 9px 8px;
    min-height: 44px;
    display: flex;
    align-items: center;
    text-decoration: none;
    border-radius: 8px;
    transition: background .2s, color .2s;
}

.mob-section-links a:hover,
.mob-section-links a:active {
    background: var(--bg-soft);
    color: var(--primary);
}

/* Direct links (no accordion) */
.mob-direct-links {
    display: flex;
    flex-direction: column;
    padding: 4px 0;
    border-bottom: 1px solid var(--border);
}

.mob-direct-links a {
    color: var(--text);
    font-weight: 600;
    font-size: .95rem;
    padding: 12px 4px;
    min-height: 44px;
    display: flex;
    align-items: center;
    text-decoration: none;
    transition: color .2s;
}

.mob-direct-links a:hover {
    color: var(--primary);
}

.mob-cta {
    width: 100%;
    text-align: center;
    margin-top: 14px;
    border-radius: 12px;
    font-size: 1rem;
    padding: 14px;
}

/* ══════════ HERO ══════════ */
.hero {
    background: linear-gradient(135deg, #047857 0%, #065F46 40%, #064E3B 100%);
    color: #fff;
    position: relative;
    overflow: hidden;
    padding: 80px 0 100px;
    min-height: 580px;
}

.hero::before {
    display: none;
}

.hero-inner {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 48px;
    align-items: center;
}

.hero-badge {
    display: inline-block;
    background: rgba(255,255,255,.12);
    border: 1px solid rgba(255,255,255,.25);
    padding: 6px 18px;
    border-radius: 50px;
    font-size: .85rem;
    font-weight: 700;
    margin-bottom: 20px;
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
    box-shadow: 0 4px 16px rgba(0,0,0,.06);
    transition: background .3s ease;
}

.hero-badge:hover {
    background: rgba(255,255,255,.18);
}

.hero h1 {
    font-size: clamp(1.75rem, 3vw, 2.65rem);
    font-weight: 900;
    line-height: 1.15;
    margin-bottom: 16px;
}

.hero h1 em {
    font-style: normal;
    color: var(--accent-light);
    text-shadow: 0 2px 12px rgba(249,115,22,.3);
}

.hero-sub {
    font-size: 1.1rem;
    opacity: .88;
    line-height: 1.7;
    margin-bottom: 20px;
    max-width: 520px;
}

.hero-pills {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
    margin-bottom: 28px;
}

.pill {
    background: rgba(255,255,255,.1);
    border: 1px solid rgba(255,255,255,.2);
    padding: 5px 14px;
    border-radius: 50px;
    font-size: .82rem;
    font-weight: 600;
    backdrop-filter: blur(8px);
    -webkit-backdrop-filter: blur(8px);
    transition: background .3s ease, border-color .3s ease;
}

.pill:hover {
    background: rgba(255,255,255,.18);
    border-color: rgba(255,255,255,.35);
}

.hero-cta {
    background: var(--accent);
    color: #fff;
    border: none;
    padding: 16px 36px;
    border-radius: 14px;
    font-size: 1.1rem;
    font-weight: 800;
    cursor: pointer;
    font-family: inherit;
    transition: background .3s ease, transform .2s ease, box-shadow .3s ease;
    box-shadow: 0 8px 30px rgba(249,115,22,.4);
}

.hero-cta:hover {
    background: var(--accent-dark);
    transform: translateY(-2px);
    box-shadow: 0 12px 40px rgba(249,115,22,.5);
}

.hero-trust {
    display: flex;
    gap: 20px;
    margin-top: 24px;
    font-size: .82rem;
    opacity: .75;
}

/* Calculator Card */
.calc-card {
    background: #fff;
    border-radius: 24px;
    padding: 0;
    box-shadow: 0 20px 60px rgba(0,0,0,.15);
    color: var(--text);
    overflow: hidden;
}

.calc-header {
    display: flex;
    align-items: center;
    gap: 14px;
    padding: 22px 28px;
    background: linear-gradient(135deg, var(--primary), var(--primary-dark));
    color: #fff;
}

.calc-header-icon {
    font-size: 1.6rem;
    width: 44px;
    height: 44px;
    background: rgba(255,255,255,.15);
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.calc-card-title {
    font-size: 1.1rem;
    font-weight: 800;
    line-height: 1.2;
}

.calc-card-sub {
    font-size: .78rem;
    opacity: .8;
    font-weight: 500;
    margin-top: 2px;
}

.calc-field {
    padding: 0 28px;
    margin-top: 24px;
}

.calc-field-top {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 12px;
}

.calc-field label {
    font-size: .78rem;
    font-weight: 700;
    color: var(--muted);
    text-transform: uppercase;
    letter-spacing: .5px;
}

.calc-val {
    font-size: 1.2rem;
    font-weight: 900;
    color: var(--primary);
    background: #ecfdf5;
    padding: 4px 14px;
    border-radius: 8px;
}

.calc-field input[type="range"] {
    width: 100%;
    -webkit-appearance: none;
    appearance: none;
    height: 8px;
    background: var(--border);
    border-radius: 4px;
    outline: none;
}

.calc-field input[type="range"]::-webkit-slider-thumb {
    -webkit-appearance: none;
    width: 26px;
    height: 26px;
    background: linear-gradient(135deg, var(--accent), var(--accent-dark));
    border-radius: 50%;
    cursor: pointer;
    box-shadow: 0 2px 12px rgba(249,115,22,.4);
    border: 3px solid #fff;
    transition: transform .2s, box-shadow .3s;
}

.calc-field input[type="range"]::-webkit-slider-thumb:hover {
    transform: scale(1.15);
    box-shadow: 0 4px 20px rgba(249,115,22,.5);
}

.calc-field input[type="range"]::-moz-range-thumb {
    width: 26px;
    height: 26px;
    background: linear-gradient(135deg, var(--accent), var(--accent-dark));
    border-radius: 50%;
    cursor: pointer;
    border: 3px solid #fff;
    box-shadow: 0 2px 12px rgba(249,115,22,.4);
}

.calc-range-labels {
    display: flex;
    justify-content: space-between;
    margin-top: 6px;
    font-size: .7rem;
    color: var(--muted);
    font-weight: 600;
}

.calc-divider {
    height: 1px;
    background: var(--border);
    margin: 24px 28px 0;
}

.calc-results {
    padding: 20px 28px 0;
}

.calc-result-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 10px 0;
    border-bottom: 1px dashed var(--border);
}

.cr-label {
    font-size: .85rem;
    color: var(--muted);
    font-weight: 600;
}

.cr-value {
    font-size: .95rem;
    font-weight: 800;
    color: var(--text);
}

.calc-result-total {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 14px 0 0;
}

.crt-label {
    font-size: .9rem;
    font-weight: 700;
    color: var(--text);
}

.crt-value {
    font-size: 1.3rem;
    font-weight: 900;
    color: var(--primary);
}

.calc-cta {
    display: block;
    width: calc(100% - 56px);
    margin: 20px 28px;
    background: linear-gradient(135deg, var(--accent), var(--accent-dark));
    color: #fff;
    border: none;
    padding: 15px;
    border-radius: 14px;
    font-size: 1.05rem;
    font-weight: 800;
    cursor: pointer;
    font-family: inherit;
    box-shadow: 0 6px 24px rgba(249,115,22,.3);
    transition: transform .2s, box-shadow .3s;
}

.calc-cta:hover {
    transform: translateY(-2px);
    box-shadow: 0 10px 36px rgba(249,115,22,.4);
}

.calc-note {
    text-align: center;
    font-size: .7rem;
    color: var(--muted);
    padding: 0 28px 20px;
    line-height: 1.4;
}

.btn-primary {
    width: 100%;
    background: linear-gradient(135deg, var(--primary), var(--primary-dark));
    color: #fff;
    border: none;
    padding: 14px;
    border-radius: 14px;
    font-size: 1rem;
    font-weight: 800;
    cursor: pointer;
    font-family: inherit;
    transition: background .3s ease, transform .2s ease, box-shadow .3s ease;
    box-shadow: 0 4px 16px rgba(4,120,87,.2);
}

.btn-primary:hover {
    background: linear-gradient(135deg, var(--primary-dark), var(--primary-darker));
    transform: translateY(-1px);
    box-shadow: 0 6px 24px rgba(4,120,87,.3);
}

/* Floating Bubbles */
.bi {
    position: absolute;
    background: rgba(255,255,255,.08);
    border: 1px solid rgba(255,255,255,.12);
    border-radius: 50%;
    animation: biRise linear infinite;
    pointer-events: none;
    backdrop-filter: blur(4px);
    -webkit-backdrop-filter: blur(4px);
}

.bi-1 { left: 10%; width: 40px; height: 40px; animation-duration: 12s; animation-delay: 0s; }
.bi-2 { left: 30%; width: 20px; height: 20px; animation-duration: 16s; animation-delay: 3s; }
.bi-3 { left: 70%; width: 32px; height: 32px; animation-duration: 14s; animation-delay: 6s; }
.bi-4 { left: 85%; width: 16px; height: 16px; animation-duration: 18s; animation-delay: 9s; }

@keyframes biRise {
    0% { bottom: -40px; opacity: 0; transform: translateX(0); }
    10% { opacity: 1; }
    50% { transform: translateX(15px); }
    90% { opacity: 1; }
    100% { bottom: 100%; opacity: 0; transform: translateX(-10px); }
}

/* ══════════ STATS ══════════ */
.stats {
    padding: 60px 0;
    background: var(--bg);
}

.stats-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
}

.stat-card {
    text-align: center;
    padding: 28px 16px;
    background: rgba(255,255,255,.7);
    backdrop-filter: blur(16px);
    -webkit-backdrop-filter: blur(16px);
    border-radius: var(--radius);
    border: 1px solid rgba(255,255,255,.4);
    box-shadow: var(--shadow-glass);
    transition: transform .3s ease, box-shadow .3s ease, border-color .3s ease;
    position: relative;
    overflow: hidden;
}

.stat-card::before {
    display: none;
}

.stat-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 12px 40px rgba(4,120,87,.12);
}


.stat-icon {
    font-size: 2rem;
    margin-bottom: 12px;
}

.stat-val {
    font-size: 2rem;
    font-weight: 900;
    color: var(--primary);
    margin-bottom: 4px;
}

.stat-lbl {
    font-size: .88rem;
    color: var(--muted);
    font-weight: 600;
}

/* ══════════ HOW IT WORKS ══════════ */
.how {
    padding: 80px 0;
    background: var(--bg-soft);
}

.how-grid {
    display: flex;
    align-items: flex-start;
    justify-content: center;
    gap: 0;
}

.how-card {
    flex: 1;
    text-align: center;
    padding: 28px 20px;
    max-width: 260px;
    border-radius: var(--radius);
    transition: background .3s ease, box-shadow .3s ease, transform .3s ease;
}

.how-card:hover {
    background: rgba(255,255,255,.7);
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
    box-shadow: var(--shadow-glass);
    transform: translateY(-4px);
}

.how-num {
    width: 52px;
    height: 52px;
    background: linear-gradient(135deg, var(--primary), var(--primary-dark));
    color: #fff;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.3rem;
    font-weight: 900;
    margin: 0 auto 16px;
    box-shadow: 0 4px 16px rgba(4,120,87,.25);
    transition: box-shadow .3s ease, transform .3s ease;
}

.how-card:hover .how-num {
    box-shadow: 0 6px 24px rgba(4,120,87,.35);
    transform: scale(1.05);
}

.how-card h3 {
    font-size: 1.05rem;
    font-weight: 800;
    margin-bottom: 8px;
    color: var(--text);
}

.how-card p {
    font-size: .9rem;
    color: var(--muted);
    line-height: 1.6;
}

.how-arrow {
    display: flex;
    align-items: center;
    font-size: 1.5rem;
    color: var(--primary);
    font-weight: 700;
    padding-top: 40px;
    opacity: .4;
}

/* ══════════ BENEFITS ══════════ */
.benefits {
    padding: 80px 0;
    background: var(--bg);
}

.benefits-grid {
    display: grid;
    grid-template-columns: 1fr 380px;
    gap: 48px;
    align-items: start;
}

.benefit-item {
    display: flex;
    gap: 16px;
    margin-bottom: 28px;
    align-items: flex-start;
    padding: 12px;
    border-radius: var(--radius-sm);
    transition: background .3s ease, box-shadow .3s ease, transform .3s ease;
}

.benefit-item:hover {
    background: rgba(255,255,255,.7);
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
    box-shadow: var(--shadow-glass);
    transform: translateX(4px);
}

.benefit-icon {
    width: 48px;
    height: 48px;
    min-width: 48px;
    background: linear-gradient(135deg, #ecfdf5, #d1fae5);
    border-radius: var(--radius-sm);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.3rem;
    transition: transform .3s ease;
}

.benefit-item:hover .benefit-icon {
    transform: scale(1.08);
}

.benefit-item h4 {
    font-size: 1rem;
    font-weight: 800;
    margin-bottom: 4px;
    color: var(--text);
}

.benefit-item p {
    font-size: .9rem;
    color: var(--muted);
    line-height: 1.55;
}

.benefits-visual {
    background: linear-gradient(135deg, var(--primary), var(--primary-darker));
    color: #fff;
    border-radius: var(--radius);
    padding: 40px 32px;
    text-align: center;
    position: sticky;
    top: 100px;
    overflow: hidden;
    box-shadow: 0 12px 40px rgba(4,120,87,.2);
}

.benefits-visual::before,
.benefits-visual::after {
    display: none;
}

.bv-num {
    font-size: 3.5rem;
    font-weight: 900;
    line-height: 1;
    margin-bottom: 8px;
    position: relative;
    z-index: 1;
}

.bv-lbl {
    font-size: 1.1rem;
    font-weight: 700;
    opacity: .9;
    margin-bottom: 28px;
    position: relative;
    z-index: 1;
}

.bv-items {
    display: flex;
    flex-direction: column;
    gap: 12px;
    text-align: left;
    position: relative;
    z-index: 1;
}

.bv-items span {
    font-size: .92rem;
    font-weight: 600;
    opacity: .9;
    padding: 10px 16px;
    background: rgba(255,255,255,.1);
    border: 1px solid rgba(255,255,255,.12);
    border-radius: 10px;
    backdrop-filter: blur(8px);
    -webkit-backdrop-filter: blur(8px);
    transition: background .3s ease;
}

.bv-items span:hover {
    background: rgba(255,255,255,.18);
}

/* ══════════ CONDITIONS ══════════ */
.conditions {
    padding: 80px 0;
    background: var(--bg-soft);
}

.cond-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.cond-card {
    background: var(--bg);
    border-radius: var(--radius);
    padding: 28px 24px;
    text-align: center;
    border: 1px solid rgba(255,255,255,.6);
    box-shadow: var(--shadow-glass);
    transition: transform .3s ease, box-shadow .3s ease;
    position: relative;
}

.cond-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 12px 40px rgba(4,120,87,.12);
}

.cond-icon {
    font-size: 2.2rem;
    margin-bottom: 16px;
    width: 64px;
    height: 64px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: #ecfdf5;
    border-radius: 16px;
    margin-left: auto;
    margin-right: auto;
    transition: transform .3s ease;
}

.cond-card:hover .cond-icon {
    transform: scale(1.08);
}

.cond-card h3 {
    font-size: 1.05rem;
    font-weight: 800;
    margin-bottom: 8px;
    color: var(--text);
}

.cond-card p {
    font-size: .88rem;
    color: var(--muted);
    line-height: 1.55;
}

/* ══════════ OFFERS STRIP ══════════ */
.offers-strip {
    background: linear-gradient(135deg, var(--primary), var(--primary-dark));
    color: #fff;
    padding: 60px 0;
    text-align: center;
    position: relative;
    overflow: hidden;
}

.offers-strip::before {
    display: none;
}

.offers-strip h2 {
    font-size: clamp(1.3rem, 2.5vw, 1.8rem);
    font-weight: 900;
    margin-bottom: 12px;
    position: relative;
    z-index: 1;
}

.offers-strip p {
    opacity: .85;
    margin-bottom: 24px;
    font-size: 1.05rem;
    position: relative;
    z-index: 1;
}

.btn-offers {
    background: #fff;
    color: var(--primary);
    border: none;
    padding: 16px 36px;
    border-radius: 14px;
    font-size: 1.05rem;
    font-weight: 800;
    cursor: pointer;
    font-family: inherit;
    transition: transform .2s ease, box-shadow .3s ease;
    box-shadow: 0 4px 20px rgba(0,0,0,.15);
    position: relative;
    z-index: 1;
}

.btn-offers:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 32px rgba(0,0,0,.2);
}

/* ══════════ REVIEWS ══════════ */
.reviews {
    padding: 80px 0;
    background: var(--bg);
}

.reviews-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.review-card {
    background: rgba(255,255,255,.7);
    backdrop-filter: blur(16px);
    -webkit-backdrop-filter: blur(16px);
    border-radius: var(--radius);
    padding: 28px 24px;
    border: 1px solid rgba(255,255,255,.4);
    box-shadow: var(--shadow-glass);
    transition: transform .3s ease, box-shadow .3s ease;
}

.review-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 12px 40px rgba(4,120,87,.12);
}

.review-stars {
    color: #F59E0B;
    font-size: 1.1rem;
    letter-spacing: 2px;
    margin-bottom: 16px;
}

.review-text {
    font-style: italic;
    color: var(--text-light);
    font-size: .95rem;
    line-height: 1.7;
    margin-bottom: 20px;
}

.review-author {
    display: flex;
    align-items: center;
    gap: 12px;
}

.review-avatar {
    width: 44px;
    height: 44px;
    min-width: 44px;
    background: linear-gradient(135deg, var(--primary), var(--primary-dark));
    color: #fff;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: .82rem;
    font-weight: 800;
    box-shadow: 0 4px 12px rgba(4,120,87,.2);
}

.review-name {
    font-weight: 800;
    font-size: .92rem;
    color: var(--text);
}

.review-date {
    font-size: .78rem;
    color: var(--muted);
}

/* ══════════ ARTICLE ══════════ */
.article-section {
    padding: 80px 0;
    background: var(--bg-soft);
}

.article-grid {
    display: grid;
    grid-template-columns: 2fr 1fr;
    gap: 48px;
    align-items: start;
}

.article-body {
    min-width: 0;
    overflow-x: hidden;
}

.article-body h2 {
    font-size: 1.7rem;
    font-weight: 900;
    margin-bottom: 24px;
    margin-top: 40px;
    border-left: 4px solid var(--primary);
    padding-left: 16px;
    color: var(--text);
    line-height: 1.3;
}

.article-body h3 {
    font-size: 1.15rem;
    font-weight: 800;
    margin: 28px 0 12px;
    color: var(--primary-dark);
    background: #ecfdf5;
    padding: 10px 16px;
    border-radius: 10px;
}

.article-body p {
    color: var(--text-light);
    line-height: 1.8;
    margin-bottom: 12px;
    font-size: .95rem;
}

.article-body ul {
    list-style: none;
    margin: 12px 0 20px;
}

.article-body ul li {
    padding: 10px 0 10px 28px;
    position: relative;
    color: var(--text-light);
    line-height: 1.6;
}

.article-body ul li::before {
    content: '';
    position: absolute;
    left: 0;
    top: 17px;
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: var(--primary);
    opacity: 0.6;
}

.article-sidebar {
    position: sticky;
    top: 80px;
    background: rgba(255,255,255,.85);
    backdrop-filter: blur(16px);
    -webkit-backdrop-filter: blur(16px);
    border-radius: var(--radius);
    padding: 0 24px 28px;
    border: 1px solid rgba(255,255,255,.4);
    box-shadow: var(--shadow);
    overflow: hidden;
    transition: box-shadow .3s ease;
}

.article-sidebar:hover {
    box-shadow: var(--shadow-lg);
}

.article-sidebar h4 {
    font-size: 1.1rem;
    font-weight: 800;
    margin-bottom: 20px;
    background: linear-gradient(135deg, var(--primary), var(--primary-dark));
    color: #fff;
    margin: 0 -24px 20px;
    padding: 18px 24px;
}

.sidebar-item {
    padding: 10px 0 10px 28px;
    font-size: .9rem;
    color: var(--text);
    border-bottom: 1px solid var(--border);
    font-weight: 600;
    position: relative;
    transition: color .3s ease;
}

.sidebar-item:hover {
    color: var(--primary);
}

.sidebar-item::before {
    content: '';
    position: absolute;
    left: 0;
    top: 50%;
    transform: translateY(-50%);
    width: 18px;
    height: 18px;
    border-radius: 50%;
    background: var(--success);
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='white'%3E%3Cpath d='M9 16.17L4.83 12l-1.42 1.41L9 19 21 7l-1.41-1.41L9 16.17z'/%3E%3C/svg%3E");
    background-size: 12px;
    background-repeat: no-repeat;
    background-position: center;
    box-shadow: 0 2px 8px rgba(5,150,105,.25);
}

.sidebar-item:last-of-type {
    border-bottom: none;
}

.sidebar-cta {
    display: block;
    width: 100%;
    text-align: center;
    margin-top: 20px;
}

/* ══════════ BREADCRUMB ══════════ */
.breadcrumb {
    background: var(--bg-soft);
    border-bottom: 1px solid rgba(4,120,87,.06);
    padding: 14px 0;
    font-size: .85rem;
    letter-spacing: .3px;
}

.breadcrumb a {
    color: var(--primary);
    font-weight: 600;
    transition: color .3s ease;
}

.breadcrumb a:hover {
    color: var(--primary-dark);
}

.breadcrumb a:first-child::before {
    content: '\1F3E0';
    margin-right: 4px;
    font-size: .8rem;
}

.breadcrumb span {
    color: var(--muted);
    margin: 0 2px;
}

/* ══════════ PAGE HERO ══════════ */
.page-hero {
    background: linear-gradient(135deg, #047857 0%, #065F46 50%, #064E3B 100%);
    color: #fff;
    padding: 64px 0 80px;
    text-align: center;
    position: relative;
    overflow: hidden;
}

.page-hero::after {
    display: none;
}

.page-hero::before {
    content: '';
    position: absolute;
    bottom: -2px;
    left: 0;
    width: 100%;
    height: 48px;
    background: var(--bg-soft);
    border-radius: 50% 50% 0 0 / 100% 100% 0 0;
    pointer-events: none;
    z-index: 2;
}

.page-hero h1 {
    font-size: clamp(1.5rem, 3vw, 2.4rem);
    font-weight: 900;
    line-height: 1.2;
    margin-bottom: 16px;
    position: relative;
    z-index: 1;
    text-shadow: 0 2px 12px rgba(0,0,0,.1);
}

.page-hero-sub {
    font-size: 1.1rem;
    opacity: .88;
    max-width: 640px;
    margin: 0 auto 28px;
    line-height: 1.7;
    position: relative;
    z-index: 1;
}

.page-hero .hero-cta {
    position: relative;
    z-index: 1;
}

.page-hero .hero-cta:hover {
    box-shadow: 0 6px 28px rgba(249,115,22,.45);
}

@keyframes heroPulse {
    0%, 100% { box-shadow: 0 4px 20px rgba(249,115,22,.35); }
    50% { box-shadow: 0 4px 36px rgba(249,115,22,.6); }
}

.page-hero .hero-cta:hover {
    animation: heroPulse 1.5s ease infinite;
}

/* ══════════ ARTICLE TABLES ══════════ */
.table-wrap {
    width: 100%;
    overflow-x: auto;
    -webkit-overflow-scrolling: touch;
    margin: 20px 0 28px;
    border-radius: var(--radius-sm);
    border: 1px solid var(--border);
    box-shadow: var(--shadow-glass);
}

.article-body table {
    width: 100%;
    min-width: 500px;
    border-collapse: collapse;
    font-size: .92rem;
    overflow: hidden;
}

.article-body table thead th {
    background: linear-gradient(135deg, var(--primary), var(--primary-dark));
    color: #fff;
    padding: 14px 18px;
    text-align: left;
    font-weight: 700;
    font-size: .82rem;
    text-transform: uppercase;
    letter-spacing: .3px;
}

.article-body table tbody td {
    padding: 14px 18px;
    border-bottom: 1px solid var(--border);
    color: var(--text);
    font-size: .9rem;
    transition: background .3s ease;
}

.article-body table tbody td:first-child {
    font-weight: 600;
}

.article-body table tbody tr:nth-child(even) {
    background: rgba(255,255,255,.6);
}

.article-body table tbody tr:hover {
    background: #ecfdf5;
}

.article-body table tbody tr:last-child td {
    border-bottom: none;
}

.article-body ol {
    margin: 12px 0 20px;
    padding-left: 0;
    list-style: none;
    counter-reset: ol-counter;
}

.article-body ol li {
    padding: 8px 0 8px 36px;
    color: var(--text-light);
    line-height: 1.6;
    counter-increment: ol-counter;
    position: relative;
}

.article-body ol li::before {
    content: counter(ol-counter);
    position: absolute;
    left: 0;
    top: 8px;
    width: 24px;
    height: 24px;
    background: linear-gradient(135deg, var(--primary), var(--primary-dark));
    color: #fff;
    border-radius: 50%;
    font-size: .75rem;
    font-weight: 800;
    display: flex;
    align-items: center;
    justify-content: center;
    box-shadow: 0 2px 8px rgba(4,120,87,.2);
}

.article-body strong {
    color: var(--text);
}

.article-body .info-box {
    background: linear-gradient(135deg, #ecfdf5, #f0fdf4);
    border-left: 4px solid var(--primary);
    padding: 20px 24px 20px 48px;
    border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
    margin: 20px 0;
    font-size: .92rem;
    color: var(--text);
    line-height: 1.7;
    box-shadow: 0 2px 12px rgba(4,120,87,.06);
    position: relative;
}

.article-body .info-box::before {
    content: 'i';
    position: absolute;
    left: 14px;
    top: 20px;
    display: flex;
    align-items: center;
    justify-content: center;
    width: 22px;
    height: 22px;
    background: var(--primary);
    color: #fff;
    border-radius: 50%;
    font-size: .78rem;
    font-weight: 800;
    font-style: italic;
    font-family: Georgia, serif;
}

.article-body .warning-box {
    background: linear-gradient(135deg, #FFFBEB, #FEF3C7);
    border-left: 4px solid var(--accent);
    padding: 20px 24px 20px 48px;
    border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
    margin: 20px 0;
    font-size: .92rem;
    color: var(--text);
    line-height: 1.7;
    box-shadow: 0 2px 12px rgba(249,115,22,.06);
    position: relative;
}

.article-body .warning-box::before {
    content: '!';
    position: absolute;
    left: 14px;
    top: 20px;
    display: flex;
    align-items: center;
    justify-content: center;
    width: 22px;
    height: 22px;
    background: #F59E0B;
    color: #fff;
    border-radius: 50%;
    font-size: .82rem;
    font-weight: 800;
}

.article-body .success-box {
    background: linear-gradient(135deg, #ecfdf5, #d1fae5);
    border-left: 4px solid var(--success);
    padding: 20px 24px 20px 48px;
    border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
    margin: 20px 0;
    font-size: .92rem;
    color: var(--text);
    line-height: 1.7;
    box-shadow: 0 2px 12px rgba(5,150,105,.06);
    position: relative;
}

.article-body .success-box::before {
    content: '✓';
    position: absolute;
    left: 14px;
    top: 20px;
    display: flex;
    align-items: center;
    justify-content: center;
    width: 22px;
    height: 22px;
    background: var(--success);
    color: #fff;
    border-radius: 50%;
    font-size: .82rem;
    font-weight: 800;
}

.article-body .internal-links {
    background: rgba(255,255,255,.7);
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
    border: 1px solid rgba(255,255,255,.4);
    border-radius: var(--radius-sm);
    padding: 20px 24px;
    margin: 28px 0;
    box-shadow: var(--shadow-glass);
}

.article-body .internal-links h4 {
    font-size: .95rem;
    font-weight: 800;
    margin-bottom: 12px;
    color: var(--text);
}

.article-body .internal-links a {
    display: inline-block;
    margin: 4px 8px 4px 0;
    padding: 8px 18px;
    background: #fff;
    border: 1px solid var(--border);
    border-radius: 50px;
    font-size: .85rem;
    font-weight: 600;
    color: var(--primary);
    transition: all .3s ease;
}

.article-body .internal-links a:hover {
    background: var(--primary);
    color: #fff;
    border-color: var(--primary);
    transform: translateY(-2px);
    box-shadow: 0 4px 16px rgba(4,120,87,.2);
}

/* ══════════ ARTICLE ENHANCEMENTS ══════════ */
.article-body blockquote {
    border-left: 4px solid var(--primary);
    background: rgba(255,255,255,.7);
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
    padding: 20px 24px;
    margin: 24px 0;
    border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
    font-style: italic;
    color: var(--text-light);
    font-size: .95rem;
    line-height: 1.8;
    box-shadow: var(--shadow-glass);
}

.article-body blockquote strong {
    color: var(--primary);
    font-style: normal;
}

.article-body hr {
    border: none;
    height: 2px;
    background: linear-gradient(to right, var(--primary), var(--accent), var(--primary));
    margin: 36px 0;
    border-radius: 2px;
    opacity: 0.3;
}

.article-body a {
    color: var(--primary);
    text-decoration: underline;
    text-decoration-color: rgba(4,120,87,.3);
    text-underline-offset: 3px;
    transition: text-decoration-color .3s ease, color .3s ease;
}

.article-body a:hover {
    text-decoration-color: var(--primary);
    color: var(--primary-dark);
}

.highlight-number {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 32px;
    height: 32px;
    background: linear-gradient(135deg, var(--primary), var(--primary-dark));
    color: #fff;
    border-radius: 50%;
    font-weight: 900;
    font-size: .85rem;
    margin-right: 8px;
    box-shadow: 0 2px 8px rgba(4,120,87,.2);
}

/* ══════════ FAQ ══════════ */
.faq {
    padding: 80px 0;
    background: var(--bg);
}

.faq-list {
    max-width: 760px;
    margin: 0 auto;
}

.faq-item {
    background: rgba(255,255,255,.7);
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
    border: 1px solid rgba(255,255,255,.4);
    border-radius: var(--radius-sm);
    margin-bottom: 14px;
    overflow: hidden;
    box-shadow: var(--shadow-glass);
    transition: box-shadow .3s ease, transform .3s ease;
}

.faq-item:hover {
    box-shadow: 0 8px 32px rgba(4,120,87,.1);
    transform: translateY(-1px);
}

.faq-q {
    width: 100%;
    background: transparent;
    border: none;
    border-left: 3px solid transparent;
    padding: 22px 52px 22px 24px;
    text-align: left;
    font-size: 1rem;
    font-weight: 700;
    font-family: inherit;
    color: var(--text);
    cursor: pointer;
    position: relative;
    transition: background .3s ease, border-color .3s ease;
}

.faq-q::after {
    content: '+';
    position: absolute;
    right: 24px;
    top: 50%;
    transform: translateY(-50%);
    font-size: 1.5rem;
    font-weight: 300;
    color: var(--primary);
    transition: transform .3s ease, color .3s ease;
}

.faq-item.active .faq-q {
    background: rgba(240,253,244,.5);
    border-left-color: var(--primary);
}

.faq-item.active .faq-q::after {
    transform: translateY(-50%) rotate(45deg);
    color: var(--accent);
}

.faq-a {
    max-height: 0;
    overflow: hidden;
    transition: max-height .4s ease;
}

.faq-a p {
    padding: 0 24px 20px;
    color: var(--muted);
    line-height: 1.7;
    font-size: .95rem;
}

/* ══════════ CTA BOTTOM ══════════ */
.cta-bottom {
    background: linear-gradient(135deg, var(--primary-dark), var(--primary-darker));
    color: #fff;
    padding: 80px 0;
    text-align: center;
    position: relative;
    overflow: hidden;
}

.cta-bottom::before {
    display: none;
}

.cta-bottom::after {
    display: none;
    pointer-events: none;
}

@keyframes ctaFloat {
    0% { transform: translate(0, 0) scale(1); }
    100% { transform: translate(-40px, 40px) scale(1.15); }
}

.cta-bottom h2 {
    font-size: clamp(1.5rem, 3vw, 2rem);
    font-weight: 900;
    margin-bottom: 12px;
    position: relative;
    z-index: 1;
}

.cta-bottom p {
    opacity: .85;
    font-size: 1.1rem;
    margin-bottom: 28px;
    position: relative;
    z-index: 1;
}

.cta-bottom .btn-cta-white {
    position: relative;
    z-index: 1;
}

.btn-cta-white {
    background: #fff;
    color: var(--primary-dark);
    border: none;
    padding: 16px 40px;
    border-radius: 14px;
    font-size: 1.1rem;
    font-weight: 800;
    cursor: pointer;
    font-family: inherit;
    transition: transform .2s ease, box-shadow .3s ease;
    box-shadow: 0 4px 20px rgba(0,0,0,.15);
}

.btn-cta-white:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 32px rgba(0,0,0,.2);
}

/* ══════════ REP EXAMPLE ══════════ */
.rep-example {
    background: var(--bg-soft);
    padding: 20px 0;
    border-top: 1px solid rgba(4,120,87,.06);
}

.rep-example p {
    font-size: .75rem;
    color: var(--muted);
    text-align: center;
    line-height: 1.6;
}

/* ══════════ FOOTER ══════════ */
footer {
    background: #0C1F1A;
    color: rgba(255,255,255,.7);
    padding: 60px 0 0;
}

.footer-grid {
    display: grid;
    grid-template-columns: 1.5fr 1fr 1fr 1fr;
    gap: 40px;
    margin-bottom: 40px;
}

.footer-brand p {
    font-size: .88rem;
    line-height: 1.7;
    margin-top: 16px;
}

.footer-logo {
    font-weight: 900;
    font-size: 1.4rem;
    letter-spacing: -.5px;
}

.footer-logo .l-imprumut {
    color: #6EE7B7;
}

.footer-logo .l-acum {
    color: var(--accent-light);
}

.footer-logo .l-tld {
    color: rgba(255,255,255,.4);
}

.footer-col h4 {
    color: #fff;
    font-size: .92rem;
    font-weight: 800;
    margin-bottom: 16px;
    text-transform: uppercase;
    letter-spacing: .5px;
}

.footer-col a {
    color: rgba(255,255,255,.6);
    font-size: .88rem;
    padding: 8px 0;
    min-height: 44px;
    display: flex;
    align-items: center;
    transition: color .3s ease;
}

.footer-col a:hover {
    color: #fff;
}

.footer-contact {
    font-style: normal;
    margin-top: 16px;
    display: flex;
    flex-direction: column;
    gap: 4px;
    font-size: .82rem;
    opacity: .7;
}

.footer-col-sub {
    margin-top: 20px;
}

.footer-disclaimer {
    padding: 20px 0;
    border-top: 1px solid rgba(255,255,255,.08);
    border-bottom: 1px solid rgba(255,255,255,.08);
    margin-bottom: 0;
}

.footer-disclaimer p {
    font-size: .75rem;
    line-height: 1.7;
    opacity: .6;
    max-width: 800px;
}

.footer-bottom {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 20px 0;
    font-size: .82rem;
}

.footer-badges {
    display: flex;
    gap: 12px;
}

.badge {
    background: rgba(255,255,255,.08);
    border: 1px solid rgba(255,255,255,.06);
    padding: 4px 12px;
    border-radius: 8px;
    font-size: .78rem;
    font-weight: 600;
    backdrop-filter: blur(8px);
    -webkit-backdrop-filter: blur(8px);
    transition: background .3s ease;
}

.badge:hover {
    background: rgba(255,255,255,.12);
}

/* ══════════ FORM MODAL ══════════ */
.form-overlay {
    display: none;
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: rgba(6,78,59,.4);
    backdrop-filter: blur(8px);
    -webkit-backdrop-filter: blur(8px);
    z-index: 2000;
    justify-content: center;
    align-items: center;
    padding: 20px;
}

.form-overlay.active {
    display: flex;
}

.form-box {
    background: #fff;
    border: 1px solid rgba(255,255,255,.6);
    border-radius: var(--radius);
    padding: 36px 32px;
    max-width: 560px;
    width: 100%;
    position: relative;
    animation: scaleIn .35s ease;
    max-height: 90vh;
    overflow-y: auto;
    box-shadow: 0 24px 64px rgba(4,120,87,.15);
    -ms-overflow-style: none;
    scrollbar-width: none;
}
.form-box::-webkit-scrollbar { display: none; }

.form-close {
    position: absolute;
    top: 16px;
    right: 20px;
    background: none;
    border: none;
    font-size: 1.8rem;
    color: var(--muted);
    cursor: pointer;
    line-height: 1;
    transition: color .3s ease, transform .3s ease;
}

.form-close:hover {
    color: var(--text);
    transform: rotate(90deg);
}

.form-badge {
    display: inline-block;
    background: linear-gradient(135deg, var(--primary), var(--primary-dark));
    color: #fff;
    padding: 4px 16px;
    border-radius: 50px;
    font-size: .72rem;
    font-weight: 800;
    letter-spacing: 1px;
    margin-bottom: 16px;
    box-shadow: 0 2px 8px rgba(4,120,87,.2);
}

.form-box h2 {
    font-size: 1.35rem;
    font-weight: 900;
    margin-bottom: 8px;
    color: var(--text);
}

.form-intro {
    color: var(--muted);
    font-size: .9rem;
    margin-bottom: 24px;
    line-height: 1.5;
}

.form-summary-bar {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0;
    background: linear-gradient(135deg, var(--primary), var(--primary-dark));
    color: #fff;
    border-radius: var(--radius-sm);
    padding: 16px 24px;
    margin-bottom: 24px;
    box-shadow: 0 4px 16px rgba(4,120,87,.2);
}

.fsb-item {
    flex: 1;
    text-align: center;
}

.fsb-label {
    display: block;
    font-size: .72rem;
    font-weight: 600;
    opacity: .75;
    text-transform: uppercase;
    letter-spacing: .5px;
    margin-bottom: 4px;
}

.fsb-value {
    font-size: 1.25rem;
    font-weight: 900;
}

.fsb-divider {
    width: 1px;
    height: 36px;
    background: rgba(255,255,255,.25);
    margin: 0 16px;
}

.form-field-wrap {
    margin-bottom: 12px;
}

.form-label {
    display: block;
    font-size: .8rem;
    font-weight: 700;
    color: var(--text);
    margin-bottom: 6px;
}

.required {
    color: #EF4444;
    font-weight: 700;
}

.form-trust-row {
    display: flex;
    justify-content: center;
    gap: 20px;
    margin-top: 16px;
    font-size: .75rem;
    color: var(--muted);
    font-weight: 600;
}

.form-fields {
    margin-bottom: 16px;
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 12px;
    margin-bottom: 12px;
}

.form-fields input {
    width: 100%;
    padding: 13px 16px;
    border: 2px solid var(--border);
    border-radius: 12px;
    font-size: .95rem;
    font-family: inherit;
    color: var(--text);
    transition: border-color .3s ease, box-shadow .3s ease;
    outline: none;
    background: rgba(255,255,255,.8);
}

.form-fields input:focus {
    border-color: var(--primary);
    box-shadow: 0 0 0 3px rgba(4,120,87,.1);
}

.form-fields input.err {
    border-color: #EF4444;
    box-shadow: 0 0 0 3px rgba(239,68,68,.1);
}

.form-checks {
    margin-bottom: 20px;
}

.check-row {
    display: flex;
    gap: 10px;
    align-items: flex-start;
    margin-bottom: 10px;
    font-size: .82rem;
    color: var(--muted);
    cursor: pointer;
}

.check-row input[type="checkbox"] {
    margin-top: 3px;
    cursor: pointer;
    accent-color: var(--primary);
}

.check-row a {
    color: var(--primary);
    text-decoration: underline;
}

.btn-form {
    width: 100%;
    background: linear-gradient(135deg, var(--accent), var(--accent-dark));
    color: #fff;
    border: none;
    padding: 16px;
    border-radius: 14px;
    font-size: 1.05rem;
    font-weight: 800;
    cursor: pointer;
    font-family: inherit;
    transition: background .3s ease, transform .2s ease, box-shadow .3s ease;
    box-shadow: 0 4px 20px rgba(249,115,22,.3);
}

.btn-form:hover {
    background: linear-gradient(135deg, var(--accent-dark), #C2410C);
    transform: translateY(-1px);
    box-shadow: 0 8px 30px rgba(249,115,22,.4);
}

.form-skip {
    display: block;
    width: 100%;
    text-align: center;
    background: none;
    border: none;
    color: var(--muted);
    font-size: .82rem;
    font-family: inherit;
    cursor: pointer;
    margin-top: 12px;
    padding: 8px;
    transition: color .3s ease;
}

.form-skip:hover {
    color: var(--primary);
}

/* ══════════ LOADING OVERLAY ══════════ */
.loading-overlay {
    display: none;
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: rgba(6,78,59,.35);
    backdrop-filter: blur(8px);
    -webkit-backdrop-filter: blur(8px);
    z-index: 3000;
    justify-content: center;
    align-items: center;
    padding: 20px;
}

.loading-overlay.active {
    display: flex;
}

.loading-card {
    background: rgba(255,255,255,.95);
    backdrop-filter: blur(20px);
    -webkit-backdrop-filter: blur(20px);
    border: 1px solid rgba(255,255,255,.6);
    border-radius: var(--radius);
    padding: 40px 36px;
    max-width: 420px;
    width: 100%;
    text-align: center;
    animation: scaleIn .35s ease;
    box-shadow: 0 24px 64px rgba(4,120,87,.15);
}

.loading-logo-row {
    font-weight: 900;
    font-size: 1.3rem;
    margin-bottom: 28px;
}

.spinner-wrap {
    position: relative;
    width: 64px;
    height: 64px;
    margin: 0 auto 20px;
}

.spinner-lg {
    width: 64px;
    height: 64px;
    border: 4px solid var(--border);
    border-top-color: var(--primary);
    border-radius: 50%;
    animation: spin .8s linear infinite;
}

.spinner-countdown {
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    font-size: 1.3rem;
    font-weight: 900;
    color: var(--primary);
}

@keyframes spin {
    to { transform: rotate(360deg); }
}

.loading-text {
    font-size: 1.1rem;
    font-weight: 800;
    color: var(--text);
    margin-bottom: 24px;
}

.loading-dots::after {
    content: '';
    animation: dots 1.5s steps(4, end) infinite;
}

@keyframes dots {
    0% { content: ''; }
    25% { content: '.'; }
    50% { content: '..'; }
    75% { content: '...'; }
}

.loading-steps {
    display: flex;
    flex-direction: column;
    gap: 12px;
    margin-bottom: 20px;
    text-align: left;
}

.loading-step {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 10px 16px;
    border-radius: 10px;
    background: var(--bg-soft);
    border: 1px solid var(--border);
    font-size: .88rem;
    font-weight: 600;
    color: var(--muted);
    transition: all .4s ease;
}

.loading-step.active {
    background: #ecfdf5;
    border-color: var(--primary);
    color: var(--primary);
}

.loading-step.done {
    background: #d1fae5;
    border-color: var(--success);
    color: var(--success);
}

.ls-icon {
    width: 24px;
    height: 24px;
    min-width: 24px;
    border-radius: 50%;
    background: var(--border);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: .75rem;
    font-weight: 800;
    transition: all .4s ease;
}

.loading-step.active .ls-icon {
    background: var(--primary);
    color: #fff;
    box-shadow: 0 2px 8px rgba(4,120,87,.3);
}

.loading-step.done .ls-icon {
    background: var(--success);
    color: #fff;
    box-shadow: 0 2px 8px rgba(5,150,105,.3);
}

.loading-sub {
    font-size: .82rem;
    color: var(--muted);
}

/* ══════════ OFFERS MODAL ══════════ */
.modal-overlay {
    display: none;
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: rgba(6,78,59,.4);
    backdrop-filter: blur(6px);
    -webkit-backdrop-filter: blur(6px);
    z-index: 4000;
    justify-content: center;
    align-items: flex-start;
    padding: 20px;
    overflow-y: auto;
}

.modal-overlay.active {
    display: flex;
}

.modal-box {
    background: #fff;
    border-radius: var(--radius);
    max-width: 640px;
    width: 100%;
    margin: 20px auto;
    animation: slideUp .4s ease;
    overflow: hidden;
    box-shadow: 0 24px 64px rgba(4,120,87,.18);
}

@keyframes scaleIn {
    from { transform: scale(.9); opacity: 0; }
    to { transform: scale(1); opacity: 1; }
}

@keyframes slideUp {
    from { transform: translateY(40px); opacity: 0; }
    to { transform: translateY(0); opacity: 1; }
}

.modal-top {
    background: linear-gradient(135deg, var(--primary), var(--primary-dark));
    color: #fff;
    padding: 24px;
    position: relative;
    overflow: hidden;
}

.modal-top::before {
    display: none;
    pointer-events: none;
}

.modal-top-row {
    display: flex;
    justify-content: space-between;
    align-items: flex-start;
    margin-bottom: 12px;
}

.modal-top h2 {
    font-size: 1.25rem;
    font-weight: 900;
}

.modal-close {
    background: rgba(255,255,255,.15);
    border: 1px solid rgba(255,255,255,.1);
    color: #fff;
    font-size: 1.5rem;
    width: 36px;
    height: 36px;
    border-radius: 50%;
    cursor: pointer;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: background .3s ease, transform .3s ease;
    backdrop-filter: blur(8px);
    -webkit-backdrop-filter: blur(8px);
}

.modal-close:hover {
    background: rgba(255,255,255,.25);
    transform: rotate(90deg);
}

.modal-amount-bar {
    display: flex;
    gap: 24px;
    font-size: .95rem;
    margin-bottom: 12px;
}

.mab-item {
    display: flex;
    flex-direction: column;
    gap: 2px;
}

.mab-label {
    font-size: .7rem;
    opacity: .7;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: .3px;
}

.modal-social-proof {
    display: flex;
    align-items: center;
    gap: 8px;
    font-size: .82rem;
    opacity: .8;
}

.pulse-dot {
    width: 8px;
    height: 8px;
    background: #6EE7B7;
    border-radius: 50%;
    animation: pulseDot 2s ease infinite;
}

@keyframes pulseDot {
    0%, 100% { opacity: 1; transform: scale(1); }
    50% { opacity: .5; transform: scale(1.3); }
}

.modal-body {
    padding: 20px 24px;
    max-height: 60vh;
    overflow-y: auto;
}

.offer-list {
    display: flex;
    flex-direction: column;
    gap: 16px;
}

.offer-card {
    background: rgba(255,255,255,.8);
    backdrop-filter: blur(12px);
    -webkit-backdrop-filter: blur(12px);
    border: 1px solid rgba(255,255,255,.4);
    border-radius: var(--radius-sm);
    padding: 20px;
    position: relative;
    transition: box-shadow .3s ease, transform .3s ease;
    box-shadow: var(--shadow-glass);
}

.offer-card:hover {
    box-shadow: 0 12px 40px rgba(4,120,87,.1);
    transform: translateY(-2px);
}

.offer-card.recommended {
    border-color: var(--primary);
    border-width: 2px;
    box-shadow: 0 4px 24px rgba(4,120,87,.15), 0 0 0 1px rgba(4,120,87,.08);
}

.rec-badge {
    position: absolute;
    top: -10px;
    left: 20px;
    background: linear-gradient(135deg, var(--primary), var(--primary-dark));
    color: #fff;
    font-size: .7rem;
    font-weight: 800;
    padding: 3px 14px;
    border-radius: 50px;
    letter-spacing: .5px;
    box-shadow: 0 2px 8px rgba(4,120,87,.25);
}

/* Offer card inner layout */
.offer-top-row {
    display: flex;
    align-items: flex-start;
    justify-content: space-between;
    margin-bottom: 16px;
    gap: 12px;
}

.offer-logo-wrap {
    display: flex;
    align-items: center;
    gap: 12px;
}

.offer-logo-img {
    width: 140px;
    height: 50px;
    border-radius: 10px;
    object-fit: contain;
    background: #fff;
    border: 1px solid var(--border);
    padding: 6px 12px;
    box-shadow: 0 2px 8px rgba(0,0,0,.06);
}

.offer-name-wrap {
    display: flex;
    flex-direction: column;
}

.offer-name {
    font-weight: 800;
    font-size: 1.05rem;
    color: var(--text);
    line-height: 1.2;
}

.offer-age {
    font-size: .75rem;
    color: var(--muted);
    font-weight: 600;
    margin-top: 2px;
}

.promo-badge {
    font-size: .72rem;
    font-weight: 700;
    padding: 5px 12px;
    border-radius: 50px;
    white-space: nowrap;
    flex-shrink: 0;
}

.promo-badge.green {
    background: #d1fae5;
    color: var(--success);
}

.promo-badge.blue {
    background: #ecfdf5;
    color: var(--primary);
}

/* Info grid: 3 columns with icons */
.offer-info-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 10px;
    margin-bottom: 14px;
}

.offer-bottom-row {
    display: flex;
    flex-direction: column;
    gap: 12px;
    margin-top: 4px;
}

.offer-info-item {
    display: flex;
    align-items: center;
    gap: 8px;
    background: var(--bg-soft);
    border: 1px solid rgba(4,120,87,.06);
    border-radius: 10px;
    padding: 10px 12px;
}

.oi-icon {
    font-size: 1.2rem;
    flex-shrink: 0;
}

.oi-label {
    display: block;
    font-size: .65rem;
    color: var(--muted);
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: .3px;
    line-height: 1;
    margin-bottom: 2px;
}

.oi-value {
    display: block;
    font-size: .85rem;
    font-weight: 800;
    color: var(--text);
    line-height: 1.2;
}

/* Features row */
.offer-features {
    display: flex;
    flex-wrap: wrap;
    gap: 6px;
    margin-bottom: 14px;
}

.of-feat {
    font-size: .75rem;
    font-weight: 600;
    color: var(--primary);
    background: #ecfdf5;
    padding: 4px 10px;
    border-radius: 50px;
    white-space: nowrap;
}

/* CTA buttons */
.offer-cta {
    width: 100%;
    padding: 13px;
    border-radius: 12px;
    font-size: .95rem;
    font-weight: 800;
    font-family: inherit;
    cursor: pointer;
    transition: transform .2s ease, background .3s ease, box-shadow .3s ease;
    border: none;
    text-align: center;
    display: block;
    text-decoration: none;
}

.offer-cta:hover {
    transform: translateY(-2px);
}

.offer-cta.primary {
    background: linear-gradient(135deg, var(--accent), var(--accent-dark));
    color: #fff;
    box-shadow: 0 4px 20px rgba(249,115,22,.3);
}

.offer-cta.primary:hover {
    box-shadow: 0 8px 30px rgba(249,115,22,.4);
}

.offer-cta.secondary {
    background: linear-gradient(135deg, var(--primary), var(--primary-dark));
    color: #fff;
    box-shadow: 0 4px 16px rgba(4,120,87,.2);
}

.offer-cta.secondary:hover {
    box-shadow: 0 8px 24px rgba(4,120,87,.3);
}

/* Disclaimer/note */
.offer-note {
    font-size: .7rem;
    color: var(--muted);
    line-height: 1.5;
    margin-top: 10px;
    padding-top: 10px;
    border-top: 1px solid var(--border);
}

/* Show more button */
.offer-show-more {
    width: 100%;
    padding: 14px;
    background: linear-gradient(135deg, var(--bg-soft), #ecfdf5);
    border: 2px dashed var(--primary);
    border-radius: var(--radius-sm);
    color: var(--primary);
    font-size: .95rem;
    font-weight: 700;
    font-family: inherit;
    cursor: pointer;
    transition: background .3s, transform .2s, box-shadow .3s;
}

.offer-show-more:hover {
    background: #ecfdf5;
    transform: translateY(-2px);
    box-shadow: 0 4px 16px rgba(4,120,87,.12);
}

.offer-list-hidden {
    display: flex;
    flex-direction: column;
    gap: 16px;
    animation: fadeSlideIn .4s ease;
}

@keyframes fadeSlideIn {
    from { opacity: 0; transform: translateY(12px); }
    to { opacity: 1; transform: translateY(0); }
}

.modal-trust {
    display: flex;
    justify-content: center;
    gap: 20px;
    padding: 16px 24px;
    border-top: 1px solid var(--border);
    font-size: .78rem;
    color: var(--muted);
    font-weight: 600;
    background: rgba(255,255,255,.5);
    backdrop-filter: blur(8px);
    -webkit-backdrop-filter: blur(8px);
}

.modal-footer-note {
    padding: 12px 24px 20px;
}

.modal-footer-note p {
    font-size: .72rem;
    color: var(--muted);
    text-align: center;
    line-height: 1.5;
}

/* ══════════ STICKY BAR ══════════ */
.sticky-bar {
    display: none;
    position: fixed;
    bottom: 0;
    left: 0;
    width: 100%;
    background: rgba(255,255,255,.9);
    backdrop-filter: blur(20px);
    -webkit-backdrop-filter: blur(20px);
    border-top: 1px solid rgba(255,255,255,.4);
    box-shadow: 0 -4px 24px rgba(0,0,0,.08);
    z-index: 900;
    padding: 12px 24px;
    padding-bottom: calc(12px + env(safe-area-inset-bottom, 0px));
    align-items: center;
    justify-content: center;
    gap: 24px;
}

.sticky-bar.active {
    display: flex;
}

.sticky-info {
    display: flex;
    gap: 16px;
    font-size: .88rem;
    align-items: center;
}

.sticky-total {
    color: var(--primary);
    font-weight: 800;
}

.sticky-btn {
    background: linear-gradient(135deg, var(--primary), var(--primary-dark));
    color: #fff;
    border: none;
    padding: 10px 28px;
    border-radius: 50px;
    font-weight: 800;
    font-size: .92rem;
    cursor: pointer;
    font-family: inherit;
    transition: background .3s ease, transform .2s ease, box-shadow .3s ease;
    box-shadow: 0 4px 16px rgba(4,120,87,.2);
}

.sticky-btn:hover {
    background: linear-gradient(135deg, var(--primary-dark), var(--primary-darker));
    transform: translateY(-1px);
    box-shadow: 0 6px 24px rgba(4,120,87,.3);
}

/* ══════════ HERO BUTTONS ROW ══════════ */
.hero-buttons {
    display: flex;
    gap: 12px;
    align-items: center;
    margin-bottom: 0;
}

.hero-ghost {
    background: transparent;
    color: #fff;
    border: 2px solid rgba(255,255,255,.35);
    padding: 14px 28px;
    border-radius: 14px;
    font-size: 1rem;
    font-weight: 700;
    cursor: pointer;
    font-family: inherit;
    transition: background .3s ease, border-color .3s ease, transform .2s ease;
}

.hero-ghost:hover {
    background: rgba(255,255,255,.12);
    border-color: rgba(255,255,255,.6);
    transform: translateY(-2px);
}

/* ══════════ HERO RIGHT COLUMN ══════════ */
.hero-right {
    display: flex;
    flex-direction: column;
    gap: 16px;
}

.hero-partners-strip {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 10px 16px;
    background: rgba(255,255,255,.1);
    border: 1px solid rgba(255,255,255,.15);
    border-radius: 12px;
    backdrop-filter: blur(8px);
}

.hps-label {
    font-size: .75rem;
    font-weight: 700;
    color: rgba(255,255,255,.7);
    white-space: nowrap;
}

.hps-logos {
    display: flex;
    align-items: center;
    gap: 10px;
}

.hps-logos img {
    height: 24px;
    width: auto;
    object-fit: contain;
    filter: brightness(0) invert(1);
    opacity: .6;
    transition: opacity .3s;
}

.hps-logos img:hover {
    opacity: 1;
}

/* ══════════ HERO SOCIAL PROOF TICKER ══════════ */
.hero-ticker-wrap {
    margin-top: 28px;
}

.hero-ticker {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(255,255,255,.1);
    border: 1px solid rgba(255,255,255,.15);
    padding: 8px 16px;
    border-radius: 50px;
    font-size: .82rem;
    backdrop-filter: blur(8px);
}

.hero-ticker .pulse-dot {
    width: 8px;
    height: 8px;
    background: #34D399;
    border-radius: 50%;
    animation: pulseDot 2s ease infinite;
}

/* ══════════ PARTNERS STRIP ══════════ */
.partners-strip {
    padding: 32px 0;
    background: var(--bg);
    border-bottom: 1px solid var(--border);
}

.partners-label {
    text-align: center;
    font-size: .82rem;
    color: var(--muted);
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 1px;
    margin-bottom: 20px;
}

.partners-logos {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 32px;
    flex-wrap: wrap;
    flex-wrap: wrap;
}

.partners-logos img {
    height: 36px;
    width: auto;
    object-fit: contain;
    filter: grayscale(100%);
    opacity: .5;
    transition: all .3s;
}

.partners-logos img:hover {
    filter: grayscale(0%);
    opacity: 1;
}

/* ══════════ BENEFITS V2 ══════════ */
.benefits-grid-v2 {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.benefit-card-v2 {
    background: rgba(255,255,255,.7);
    backdrop-filter: blur(12px);
    border: 1px solid rgba(255,255,255,.5);
    border-radius: var(--radius);
    padding: 32px 24px;
    text-align: center;
    transition: transform .3s, box-shadow .3s;
}

.benefit-card-v2:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-lg);
}

.bc-icon {
    font-size: 2.2rem;
    margin-bottom: 16px;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 64px;
    height: 64px;
    background: var(--bg-soft);
    border-radius: 16px;
}

.benefit-card-v2 h3 {
    font-size: 1.05rem;
    font-weight: 800;
    margin-bottom: 8px;
}

.benefit-card-v2 p {
    font-size: .88rem;
    color: var(--muted);
    line-height: 1.6;
}

/* ══════════ OFFERS PREVIEW ══════════ */
.offers-preview {
    padding: 80px 0;
    background: var(--bg-soft);
}

.offers-preview-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    margin-bottom: 32px;
}

.op-card {
    background: rgba(255,255,255,.8);
    backdrop-filter: blur(12px);
    border: 1px solid var(--border);
    border-radius: var(--radius);
    padding: 28px 24px;
    text-align: center;
    transition: transform .3s, box-shadow .3s;
    position: relative;
}

.op-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-lg);
}

.op-card.recommended {
    border: 2px solid var(--primary);
    box-shadow: 0 8px 32px rgba(4,120,87,.12);
}

.op-badge {
    position: absolute;
    top: -12px;
    left: 50%;
    transform: translateX(-50%);
    background: var(--primary);
    color: #fff;
    font-size: .72rem;
    font-weight: 800;
    padding: 4px 16px;
    border-radius: 50px;
    white-space: nowrap;
}

.op-logo {
    width: 130px;
    height: 44px;
    object-fit: contain;
    border-radius: 8px;
    border: 1px solid var(--border);
    padding: 4px 12px;
    background: #fff;
    margin: 0 auto 12px;
}

.op-card h3 {
    font-size: 1.15rem;
    font-weight: 900;
    margin-bottom: 8px;
}

.op-promo {
    display: inline-block;
    background: #ecfdf5;
    color: var(--primary);
    font-size: .78rem;
    font-weight: 700;
    padding: 4px 12px;
    border-radius: 50px;
    margin-bottom: 16px;
}

.op-details {
    text-align: left;
    margin-bottom: 20px;
}

.op-details div {
    display: flex;
    justify-content: space-between;
    padding: 8px 0;
    border-bottom: 1px solid var(--border);
    font-size: .88rem;
}

.op-details div:last-child {
    border-bottom: none;
}

.op-details span {
    color: var(--muted);
    font-weight: 600;
}

.op-cta {
    width: 100%;
}

.offers-preview-more {
    text-align: center;
}

/* ══════════ HERO STATS BAR ══════════ */
.hero-stats-bar {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 0;
    background: rgba(255,255,255,.1);
    backdrop-filter: blur(12px);
    border: 1px solid rgba(255,255,255,.15);
    border-radius: 16px;
    padding: 20px 32px;
    margin-top: 32px;
    max-width: 600px;
    margin-left: auto;
    margin-right: auto;
}

.hsb-item {
    flex: 1;
    text-align: center;
}

.hsb-item strong {
    display: block;
    font-size: 1.2rem;
    font-weight: 900;
}

.hsb-item span {
    font-size: .78rem;
    opacity: .75;
    font-weight: 600;
}

.hsb-divider {
    width: 1px;
    height: 40px;
    background: rgba(255,255,255,.2);
    margin: 0 20px;
}

/* ══════════ QUICK SUMMARY ══════════ */
.quick-summary {
    background: linear-gradient(135deg, #ecfdf5, #f0fdf4);
    border: 1px solid rgba(4,120,87,.15);
    border-radius: var(--radius);
    padding: 24px 28px;
    margin-bottom: 32px;
}

.quick-summary h3 {
    font-size: 1rem;
    font-weight: 800;
    color: var(--primary);
    margin-bottom: 12px;
    background: none;
    padding: 0;
    border-radius: 0;
}

.quick-summary ul {
    margin: 0;
}

.quick-summary ul li {
    padding: 6px 0 6px 20px;
    font-size: .9rem;
    line-height: 1.5;
}

.quick-summary ul li::before {
    top: 13px;
    background: var(--primary);
    opacity: .7;
}

/* ══════════ SIDEBAR MINI CALC ══════════ */
.sidebar-mini-calc {
    margin-top: 24px;
    padding: 20px;
    background: var(--bg-soft);
    border-radius: var(--radius-sm);
    border: 1px solid var(--border);
}

.sidebar-mini-calc h4 {
    font-size: .95rem;
    font-weight: 800;
    margin-bottom: 12px;
    background: none;
    padding: 0;
    color: var(--text);
    margin: 0 0 12px 0;
}

.smc-row {
    display: flex;
    justify-content: space-between;
    padding: 8px 0;
    font-size: .88rem;
    border-bottom: 1px solid var(--border);
}

.smc-row span {
    color: var(--muted);
    font-weight: 600;
}

.smc-row strong {
    color: var(--text);
}

.smc-total {
    border-bottom: none;
    padding-top: 12px;
}

.smc-total strong {
    color: var(--primary);
    font-size: 1rem;
}

.smc-link {
    display: block;
    text-align: center;
    margin-top: 12px;
    font-size: .85rem;
    font-weight: 700;
    color: var(--primary);
}

/* ══════════ RELATED CREDITS ══════════ */
.related-credits {
    padding: 60px 0;
    background: var(--bg);
}

.rc-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 20px;
    margin-top: 32px;
}

.rc-card {
    background: rgba(255,255,255,.7);
    backdrop-filter: blur(12px);
    border: 1px solid var(--border);
    border-radius: var(--radius);
    padding: 24px 20px;
    text-align: center;
    transition: transform .3s, box-shadow .3s, border-color .3s;
    text-decoration: none;
    display: block;
}

.rc-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-lg);
    border-color: var(--primary);
}

.rc-icon {
    font-size: 2rem;
    margin-bottom: 12px;
}

.rc-card h3 {
    font-size: .95rem;
    font-weight: 800;
    color: var(--text);
    margin-bottom: 6px;
}

.rc-card p {
    font-size: .82rem;
    color: var(--muted);
    line-height: 1.5;
}

/* ══════════ RESPONSIVE ══════════ */
@media (max-width: 960px) {
    .hero-inner {
        grid-template-columns: 1fr;
        text-align: center;
    }

    .hero-sub {
        margin-left: auto;
        margin-right: auto;
    }

    .hero-pills {
        justify-content: center;
    }

    .hero-trust {
        justify-content: center;
    }

    .hero-buttons {
        justify-content: center;
    }

    .hero-ticker-wrap {
        text-align: center;
    }

    .hero-right {
        max-width: 440px;
        margin: 0 auto;
    }

    .calc-card {
        max-width: 440px;
        margin: 0 auto;
    }

    .stats-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .benefits-grid {
        grid-template-columns: 1fr;
    }

    .benefits-visual {
        position: static;
    }

    .offers-preview-grid {
        grid-template-columns: 1fr;
        max-width: 400px;
        margin: 0 auto 32px;
    }
}

@media (max-width: 768px) {
    /* NAV */
    .nav-links { display: none; }
    .nav-cta { display: none; }
    .nav-burger { display: flex; min-width: 44px; min-height: 44px; align-items: center; justify-content: center; }

    /* HERO */
    .hero { padding: 48px 0 60px; min-height: auto; }
    .hero h1 { font-size: 1.6rem; }
    .hero-sub { font-size: .95rem; }
    .hero-buttons { flex-direction: column; align-items: stretch; gap: 10px; }
    .hero-ghost { text-align: center; }
    .hero-cta { padding: 14px 28px; font-size: 1rem; }
    .hero-trust { flex-direction: row; flex-wrap: wrap; gap: 10px; justify-content: center; font-size: .72rem; }
    .hero-pills { gap: 6px; }
    .pill { font-size: .75rem; padding: 4px 10px; }
    .hero-ticker { font-size: .75rem; padding: 6px 12px; }
    .hero-partners-strip { display: none; }

    /* CALC CARD */
    .calc-card { border-radius: 20px; }
    .calc-header { padding: 18px 20px; gap: 10px; }
    .calc-header-icon { width: 36px; height: 36px; font-size: 1.2rem; }
    .calc-card-title { font-size: .95rem; }
    .calc-field { padding: 0 20px; margin-top: 18px; }
    .calc-val { font-size: 1rem; padding: 3px 10px; }
    .calc-field-top label { font-size: .72rem; }
    .calc-divider { margin: 18px 20px 0; }
    .calc-results { padding: 14px 20px 0; }
    .cr-label { font-size: .8rem; }
    .cr-value { font-size: .88rem; }
    .crt-value { font-size: 1.1rem; }
    .calc-cta { width: calc(100% - 40px); margin: 16px 20px; padding: 13px; font-size: .95rem; }
    .calc-note { padding: 0 20px 16px; }

    /* PARTNERS STRIP */
    .partners-logos { gap: 16px; }
    .partners-logos img { height: 26px; }
    .partners-label { font-size: .72rem; }

    /* STATS */
    .stats-grid { grid-template-columns: repeat(2, 1fr); gap: 12px; }
    .stat-card { padding: 20px 12px; }
    .stat-val { font-size: 1.5rem; }
    .stat-icon { font-size: 1.5rem; }

    /* HOW */
    .how-grid { flex-wrap: wrap; gap: 8px; }
    .how-card { flex-basis: 45%; padding: 20px 14px; }
    .how-arrow { display: none; }
    .how-num { width: 44px; height: 44px; font-size: 1.1rem; }

    /* BENEFITS */
    .benefits-grid-v2 { grid-template-columns: repeat(2, 1fr); gap: 14px; }
    .benefit-card-v2 { padding: 24px 16px; }
    .bc-icon { width: 52px; height: 52px; font-size: 1.8rem; }

    /* OFFERS PREVIEW */
    .offers-preview-grid { grid-template-columns: 1fr; max-width: 100%; }
    .op-card { padding: 24px 20px; }

    /* CONDITIONS */
    .cond-grid { grid-template-columns: repeat(2, 1fr); gap: 12px; }
    .cond-card { padding: 20px 16px; }

    /* REVIEWS */
    .reviews-grid { grid-template-columns: 1fr; }

    /* ARTICLE */
    .article-grid { grid-template-columns: 1fr; }
    .article-sidebar { position: static; height: fit-content; align-self: start; }
    .article-body h2 { font-size: 1.35rem; margin-top: 28px; }
    .article-body h3 { font-size: 1.05rem; }

    /* RELATED CREDITS */
    .rc-grid { grid-template-columns: repeat(2, 1fr); gap: 12px; }
    .rc-card { padding: 18px 14px; }

    /* HERO STATS BAR (subpages) */
    .hero-stats-bar { flex-direction: column; gap: 10px; padding: 16px 20px; }
    .hsb-divider { width: 60%; height: 1px; margin: 0 auto; }
    .hsb-item strong { font-size: 1rem; }

    /* FOOTER */
    .footer-grid { grid-template-columns: repeat(2, 1fr); gap: 24px; }
    .footer-bottom { flex-direction: column; gap: 12px; text-align: center; }

    /* MODALS */
    .modal-trust { flex-direction: column; align-items: center; gap: 6px; }
    .modal-box { margin: 10px auto; border-radius: 16px; }
    .modal-top h2 { font-size: 1.05rem; }
    .offer-logo-img { width: 120px; height: 44px; padding: 4px 10px; }

    /* OFFER CARDS */
    .offer-top-row { flex-direction: column; gap: 10px; }
    .offer-info-grid { grid-template-columns: 1fr 1fr 1fr; gap: 8px; }
    .offer-info-item { padding: 8px 10px; gap: 6px; }
    .oi-icon { font-size: 1rem; }
    .oi-label { font-size: .6rem; }
    .oi-value { font-size: .78rem; }
    .offer-features { gap: 4px; }
    .of-feat { font-size: .7rem; padding: 3px 8px; }

    /* FORM MODAL */
    .form-box { padding: 28px 20px; border-radius: 16px; }
    .form-row { grid-template-columns: 1fr; }
    .fsb-value { font-size: 1.05rem; }

    /* STICKY BAR */
    .sticky-info { flex-direction: column; gap: 4px; font-size: .8rem; }

    /* FAQ */
    .faq-q { padding: 18px 44px 18px 18px; font-size: .92rem; }
    .faq-q::after { right: 18px; }
    .faq-a p { padding: 0 18px 16px; font-size: .88rem; }

    /* PAGE HERO */
    .page-hero { padding: 48px 0 60px; }
    .page-hero h1 { font-size: 1.4rem; }
    .page-hero-sub { font-size: .95rem; }

    /* CTA BOTTOM */
    .cta-bottom { padding: 56px 0; }
    .cta-bottom h2 { font-size: 1.3rem; }

    /* Performance: remove glass on mobile */
    .stat-card,
    .review-card,
    .faq-item,
    .offer-card,
    .benefit-card-v2,
    .op-card,
    .rc-card {
        backdrop-filter: none;
        -webkit-backdrop-filter: none;
        background: #fff;
    }
}

@media (max-width: 480px) {
    .container { padding: 0 14px; }

    /* HERO */
    .hero { padding: 36px 0 48px; }
    .hero h1 { font-size: 1.35rem; line-height: 1.25; }
    .hero-badge { font-size: .72rem; padding: 4px 12px; margin-bottom: 14px; }
    .hero-sub { font-size: .88rem; margin-bottom: 14px; }
    .hero-pills { gap: 5px; margin-bottom: 20px; }
    .pill { font-size: .7rem; padding: 3px 8px; }
    .hero-cta { padding: 13px 24px; font-size: .95rem; }
    .hero-ticker { font-size: .72rem; }

    /* CALC */
    .calc-card { border-radius: 16px; }
    .calc-header { padding: 16px; }
    .calc-header-icon { width: 32px; height: 32px; font-size: 1rem; border-radius: 8px; }
    .calc-card-title { font-size: .9rem; }
    .calc-card-sub { font-size: .72rem; }
    .calc-field { padding: 0 16px; margin-top: 16px; }
    .calc-field-top { flex-direction: column; align-items: flex-start; gap: 4px; }
    .calc-val { font-size: .95rem; }
    .calc-range-labels { font-size: .65rem; }
    .calc-divider { margin: 16px 16px 0; }
    .calc-results { padding: 12px 16px 0; }
    .calc-result-row { padding: 8px 0; }
    .cr-label { font-size: .78rem; }
    .cr-value { font-size: .85rem; }
    .crt-label { font-size: .82rem; }
    .crt-value { font-size: 1.1rem; }
    .calc-cta { width: calc(100% - 32px); margin: 14px 16px; padding: 12px; font-size: .92rem; }
    .calc-note { padding: 0 16px 14px; font-size: .65rem; }

    /* PARTNERS */
    .partners-strip { padding: 20px 0; }
    .partners-logos { gap: 12px; }
    .partners-logos img { height: 22px; }

    /* STATS */
    .stats { padding: 40px 0; }
    .stat-card { padding: 16px 10px; }
    .stat-val { font-size: 1.3rem; }
    .stat-lbl { font-size: .75rem; }
    .stat-icon { font-size: 1.3rem; margin-bottom: 8px; }

    /* HOW */
    .how { padding: 48px 0; }
    .how-card { flex-basis: 100%; padding: 16px 12px; }
    .how-num { width: 40px; height: 40px; font-size: 1rem; }
    .how-card h3 { font-size: .95rem; }
    .how-card p { font-size: .82rem; }

    /* BENEFITS */
    .benefits { padding: 48px 0; }
    .benefits-grid-v2 { grid-template-columns: 1fr; gap: 12px; }
    .benefit-card-v2 { padding: 20px 16px; }
    .bc-icon { width: 48px; height: 48px; font-size: 1.5rem; border-radius: 12px; }
    .benefit-card-v2 h3 { font-size: .95rem; }
    .benefit-card-v2 p { font-size: .82rem; }

    /* OFFERS PREVIEW */
    .offers-preview { padding: 48px 0; }
    .op-card { padding: 20px 16px; }
    .op-logo { width: 100px; height: 36px; }
    .op-card h3 { font-size: 1rem; }
    .op-details div { font-size: .82rem; padding: 6px 0; }

    /* CONDITIONS */
    .conditions { padding: 48px 0; }
    .cond-grid { grid-template-columns: 1fr; gap: 10px; }
    .cond-card { padding: 18px 14px; }
    .cond-icon { font-size: 1.8rem; margin-bottom: 10px; }

    /* ARTICLE */
    .article-section { padding: 48px 0; }
    .article-body h2 { font-size: 1.2rem; padding-left: 12px; margin-top: 24px; }
    .article-body h3 { font-size: .95rem; padding: 6px 10px; }
    .article-body p { font-size: .88rem; }
    .quick-summary { padding: 18px 16px; }
    .quick-summary ul li { font-size: .82rem; }

    /* RELATED */
    .related-credits { padding: 40px 0; }
    .rc-grid { grid-template-columns: 1fr; gap: 10px; }
    .rc-card { padding: 16px 14px; }

    /* FAQ */
    .faq { padding: 48px 0; }
    .faq-q { padding: 16px 40px 16px 14px; font-size: .88rem; min-height: 48px; }
    .faq-q::after { right: 14px; font-size: 1.2rem; }
    .faq-a p { padding: 0 14px 14px; font-size: .85rem; }

    /* PAGE HERO */
    .page-hero { padding: 36px 0 48px; }
    .page-hero h1 { font-size: 1.25rem; }
    .page-hero-sub { font-size: .88rem; margin-bottom: 20px; }
    .page-hero .hero-cta { padding: 12px 24px; font-size: .92rem; }

    /* CTA BOTTOM */
    .cta-bottom { padding: 40px 0; }
    .cta-bottom h2 { font-size: 1.15rem; }
    .cta-bottom p { font-size: .92rem; }
    .btn-cta-white { padding: 13px 28px; font-size: .95rem; }

    /* FOOTER */
    .footer-grid { grid-template-columns: 1fr; gap: 28px; }
    .footer-col h4 { margin-bottom: 10px; }

    /* MODALS */
    .form-overlay { padding: 10px; align-items: flex-start; padding-top: 5vh; }
    .form-box {
        padding: 20px 16px;
        border-radius: 14px;
        max-height: 90vh;
        overflow-y: auto;
        -ms-overflow-style: none;
        scrollbar-width: none;
    }
    .form-box::-webkit-scrollbar { display: none; }
    .form-badge { font-size: .65rem; }
    .form-box h2 { font-size: 1.1rem; }
    .form-intro { font-size: .82rem; }
    .form-summary-bar { padding: 12px 16px; border-radius: 10px; }
    .fsb-value { font-size: .95rem; }
    .fsb-label { font-size: .65rem; }
    .form-label { font-size: .78rem; }
    .form-fields input { padding: 12px 14px; font-size: 16px; min-height: 44px; border-radius: 10px; }
    .btn-form { padding: 14px; font-size: .95rem; min-height: 48px; }
    .form-skip { min-height: 44px; font-size: .82rem; }
    .form-close { width: 44px; height: 44px; font-size: 1.5rem; }
    .check-row { font-size: .82rem; min-height: 44px; align-items: center; }
    .check-row input[type="checkbox"] { width: 20px; height: 20px; min-width: 20px; }

    /* OFFER MODAL — full screen on mobile */
    .modal-overlay { padding: 0; }
    .modal-box {
        margin: 0;
        border-radius: 0;
        width: 100%;
        height: 100vh;
        height: 100dvh;
        max-height: none;
        display: flex;
        flex-direction: column;
    }
    .modal-top { padding: 14px 16px; flex-shrink: 0; }
    .modal-top h2 { font-size: .95rem; }
    .modal-amount-bar { gap: 16px; padding: 10px 14px; }
    .modal-body {
        padding: 10px;
        flex: 1;
        overflow-y: auto;
        -webkit-overflow-scrolling: touch;
        -ms-overflow-style: none;
        scrollbar-width: none;
    }
    .modal-body::-webkit-scrollbar { display: none; }
    .modal-trust { padding: 8px 12px; flex-shrink: 0; font-size: .68rem; gap: 4px; }
    .modal-footer-note { padding: 6px 12px 8px; flex-shrink: 0; }
    .modal-footer-note p { font-size: .68rem; line-height: 1.4; }
    .modal-close { width: 44px; height: 44px; font-size: 1.5rem; }

    /* ═══ OFFER CARDS — compact mobile layout ═══ */
    .offer-card {
        padding: 12px;
        margin-bottom: 8px;
        border-radius: 12px;
    }
    .offer-card.recommended { border-width: 2px; }

    /* Rec badge — inline top */
    .rec-badge {
        position: static;
        display: inline-block;
        font-size: .65rem;
        padding: 3px 10px;
        margin-bottom: 8px;
    }

    /* Top row: logo left, name+promo right */
    .offer-top-row {
        flex-direction: row;
        align-items: center;
        gap: 10px;
        margin-bottom: 10px;
    }
    .offer-logo-img { width: 110px; height: 40px; padding: 4px 10px; border-radius: 8px; }
    .offer-logo-wrap { gap: 10px; }
    .offer-name { font-size: .92rem; }
    .offer-age { font-size: .68rem; }
    .promo-badge { font-size: .65rem; padding: 3px 8px; align-self: flex-start; }

    /* Info grid: single compact row */
    .offer-info-grid {
        grid-template-columns: 1fr 1fr 1fr;
        gap: 4px;
        margin-bottom: 8px;
    }
    .offer-info-item {
        padding: 6px 4px;
        gap: 0;
        flex-direction: column;
        align-items: center;
        text-align: center;
        border-radius: 8px;
    }
    .oi-icon { font-size: .8rem; }
    .oi-label { font-size: .65rem; letter-spacing: .2px; margin-bottom: 1px; }
    .oi-value { font-size: .72rem; }

    /* Features: inline, compact */
    .offer-features { gap: 3px; margin: 0 0 8px; }
    .of-feat { font-size: .65rem; padding: 2px 6px; }

    /* DAE + CTA */
    .offer-dae { font-size: .65rem; padding: 2px 7px; margin: 0 0 8px; }

    .offer-cta {
        padding: 12px;
        font-size: .88rem;
        border-radius: 10px;
        min-height: 44px;
    }

    /* Note: compact */
    .offer-note {
        font-size: .65rem;
        margin-top: 6px;
        padding: 4px 0 0;
        border-top: 1px solid var(--border);
        line-height: 1.4;
    }

    .offer-show-more { min-height: 44px; font-size: .85rem; padding: 10px; }
    .mab-item strong { font-size: .85rem; }
    .mab-label { font-size: .65rem; }

    .loading-card { padding: 28px 20px; }
    .loading-text { font-size: .95rem; }
    .loading-step { font-size: .8rem; padding: 8px 12px; }

    /* STICKY */
    .sticky-bar { padding: 10px 14px; gap: 10px; flex-direction: column; }
    .sticky-info { font-size: .75rem; gap: 8px; justify-content: center; flex-wrap: wrap; }
    .sticky-btn { padding: 10px 20px; font-size: .88rem; width: 100%; text-align: center; min-height: 44px; }

    /* Section titles */
    .section-title { font-size: 1.3rem; }
    .section-sub { font-size: .88rem; margin-bottom: 32px; }

    /* SIDEBAR (shown below article on mobile) */
    .article-sidebar h4 { padding: 14px 18px; margin: 0 -18px 16px; font-size: .95rem; }
    .sidebar-item { font-size: .82rem; padding: 8px 0 8px 24px; }
    .sidebar-mini-calc { padding: 16px; }

    /* Performance */
    .calc-card,
    .loading-card,
    .modal-box {
        backdrop-filter: none;
        -webkit-backdrop-filter: none;
    }
}

/* ══════════ COOKIE CONSENT BANNER ══════════ */
.cookie-consent {
    position: fixed;
    bottom: 0;
    left: 0;
    right: 0;
    z-index: 99999;
    background: rgba(15, 23, 42, .97);
    backdrop-filter: blur(16px);
    -webkit-backdrop-filter: blur(16px);
    padding: 20px 0;
    padding-bottom: calc(20px + env(safe-area-inset-bottom, 0px));
    transform: translateY(100%);
    transition: transform .4s ease;
    border-top: 1px solid rgba(255,255,255,.1);
}
.cookie-consent.active { transform: translateY(0); }
.cookie-inner {
    max-width: 1140px;
    margin: 0 auto;
    padding: 0 24px;
    display: flex;
    align-items: center;
    gap: 24px;
}
.cookie-text {
    flex: 1;
    color: #CBD5E1;
    font-size: .88rem;
    line-height: 1.6;
}
.cookie-text a { color: #10B981; text-decoration: underline; }
.cookie-btns {
    display: flex;
    gap: 10px;
    flex-shrink: 0;
}
.cookie-btn {
    min-height: 44px;
    padding: 10px 22px;
    border-radius: 10px;
    font-weight: 700;
    font-size: .85rem;
    cursor: pointer;
    border: none;
    transition: all .2s;
    font-family: inherit;
}
.cookie-btn-accept {
    background: #047857;
    color: #fff;
}
.cookie-btn-accept:hover { background: #065f46; }
.cookie-btn-essential {
    background: transparent;
    color: #CBD5E1;
    border: 1px solid rgba(255,255,255,.2);
}
.cookie-btn-essential:hover { background: rgba(255,255,255,.1); }
.cookie-btn-settings {
    background: transparent;
    color: #94A3B8;
    border: none;
    text-decoration: underline;
    padding: 10px 12px;
}

/* Cookie settings modal */
.cookie-settings-modal {
    position: fixed;
    top: 0; left: 0; right: 0; bottom: 0;
    z-index: 100000;
    background: rgba(0,0,0,.6);
    display: none;
    align-items: center;
    justify-content: center;
    padding: 20px;
}
.cookie-settings-modal.active { display: flex; }
.cookie-settings-box {
    background: #fff;
    border-radius: 16px;
    max-width: 520px;
    width: 100%;
    padding: 28px;
    max-height: 80vh;
    overflow-y: auto;
}
.cookie-settings-box h3 {
    font-size: 1.1rem;
    color: #1E293B;
    margin: 0 0 16px;
}
.cookie-cat {
    padding: 14px 0;
    border-bottom: 1px solid #E2E8F0;
}
.cookie-cat-head {
    display: flex;
    justify-content: space-between;
    align-items: center;
}
.cookie-cat-name {
    font-weight: 700;
    font-size: .92rem;
    color: #1E293B;
}
.cookie-cat-desc {
    font-size: .82rem;
    color: #64748B;
    margin-top: 6px;
    line-height: 1.5;
}
.cookie-toggle {
    position: relative;
    width: 44px;
    height: 24px;
    flex-shrink: 0;
}
.cookie-toggle input { opacity: 0; width: 0; height: 0; }
.cookie-toggle-slider {
    position: absolute;
    top: 0; left: 0; right: 0; bottom: 0;
    background: #CBD5E1;
    border-radius: 12px;
    cursor: pointer;
    transition: .3s;
}
.cookie-toggle-slider:before {
    content: '';
    position: absolute;
    width: 18px; height: 18px;
    left: 3px; bottom: 3px;
    background: #fff;
    border-radius: 50%;
    transition: .3s;
}
.cookie-toggle input:checked + .cookie-toggle-slider { background: #047857; }
.cookie-toggle input:checked + .cookie-toggle-slider:before { transform: translateX(20px); }
.cookie-toggle input:disabled + .cookie-toggle-slider { opacity: .6; cursor: not-allowed; }
.cookie-settings-save {
    margin-top: 20px;
    width: 100%;
    padding: 12px;
    background: #047857;
    color: #fff;
    border: none;
    border-radius: 10px;
    font-weight: 700;
    font-size: .92rem;
    cursor: pointer;
    font-family: inherit;
}
.cookie-settings-save:hover { background: #065f46; }

@media (max-width: 768px) {
    .cookie-inner { flex-direction: column; text-align: center; gap: 16px; }
    .cookie-text { font-size: .8rem; }
    .cookie-btns { flex-direction: column; width: 100%; gap: 8px; }
    .cookie-btn { width: 100%; padding: 12px 16px; font-size: .88rem; min-height: 44px; }
    .cookie-btn-settings { padding: 10px 12px; min-height: 44px; }
    .cookie-settings-box { padding: 20px; max-height: 85vh; }
    .cookie-cat-name { font-size: .85rem; }
    .cookie-cat-desc { font-size: .78rem; }
}

/* ══════════ RISK WARNING BAR ══════════ */
.risk-warning {
    background: #FEF3C7;
    border-bottom: 1px solid #F59E0B;
    padding: 10px 0;
}
.risk-warning p {
    max-width: 1140px;
    margin: 0 auto;
    padding: 0 24px;
    font-size: .82rem;
    color: #92400E;
    line-height: 1.6;
    text-align: center;
}
.risk-warning strong { color: #78350F; }

@media (max-width: 480px) {
    .risk-warning { padding: 8px 0; }
    .risk-warning p { font-size: .72rem; padding: 0 14px; line-height: 1.5; }
}

/* ══════════ LEGAL ENTITY FOOTER ══════════ */
.footer-legal-entity {
    padding-top: 16px;
    margin-top: 16px;
    border-top: 1px solid rgba(255,255,255,.1);
    font-size: .78rem;
    color: #94A3B8;
    line-height: 1.6;
    text-align: center;
}
.footer-legal-entity:empty,
.footer-legal-entity p:empty { display: none; }

/* ══════════ OFFER DAE BADGE ══════════ */
.offer-dae {
    display: inline-flex;
    align-items: center;
    gap: 4px;
    background: #FEF3C7;
    color: #92400E;
    font-size: .75rem;
    font-weight: 600;
    padding: 4px 10px;
    border-radius: 6px;
    margin-top: 8px;
}

/* ══════════ TRANSPARENCY SECTION ══════════ */
.transparency-bar {
    background: #F0FDF4;
    border: 1px solid #BBF7D0;
    border-radius: 12px;
    padding: 20px 24px;
    margin-top: 24px;
}
.transparency-bar h4 {
    font-size: .92rem;
    color: #047857;
    margin: 0 0 8px;
}
.transparency-bar p {
    font-size: .82rem;
    color: #334155;
    line-height: 1.6;
    margin: 0;
}

/* ══════════ ACCESSIBILITY: REDUCED MOTION ══════════ */
@media (prefers-reduced-motion: reduce) {
    *, *::before, *::after {
        animation-duration: 0.01ms !important;
        animation-iteration-count: 1 !important;
        transition-duration: 0.01ms !important;
        scroll-behavior: auto !important;
    }
}

/* ══════════ MOBILE PERFORMANCE + OVERFLOW FIX ══════════ */
@media (max-width: 768px) {
    .bi { display: none !important; }
    .cookie-consent { backdrop-filter: none; -webkit-backdrop-filter: none; }
    .transparency-bar { padding: 16px; border-radius: 10px; }
    .transparency-bar h4 { font-size: .85rem; }
    .transparency-bar p { font-size: .78rem; }

    /* Prevent ALL horizontal overflow */
    section, footer, header, .page-hero, .cta-bottom,
    .partners-strip, .stats, .hero, .benefits,
    .article-section, .faq, .risk-warning {
        max-width: 100vw;
        overflow-x: hidden;
    }

    .page-hero::before { display: none; }

    .article-body .internal-links a {
        word-break: break-word;
        white-space: normal;
    }

    .table-wrap {
        margin-left: -14px;
        margin-right: -14px;
        border-radius: 0;
        border-left: none;
        border-right: none;
    }
}

/* ══════════ FOOTER SEO LINKS ══════════ */
.footer-seo-links {
    margin-top: 8px;
    padding: 20px 0;
    border-top: 1px solid rgba(255,255,255,.08);
}

.fsl-row {
    display: flex;
    flex-wrap: wrap;
    gap: 2px 6px;
    align-items: baseline;
    margin-bottom: 8px;
    font-size: .78rem;
    line-height: 1.5;
}

.fsl-row:last-child {
    margin-bottom: 0;
}

.fsl-label {
    font-weight: 800;
    font-size: .72rem;
    text-transform: uppercase;
    letter-spacing: .4px;
    color: rgba(255,255,255,.45);
    margin-right: 4px;
    padding: 6px 0;
}

.fsl-row a {
    color: rgba(255,255,255,.55);
    padding: 6px 5px;
    border-radius: 6px;
    transition: color .2s ease;
    white-space: nowrap;
}

.fsl-row a:hover {
    color: #fff;
}

.fsl-row a::after {
    display: none;
}

@media (max-width: 768px) {
    .fsl-row {
        font-size: .72rem;
    }
    .fsl-row a {
        padding: 8px 6px;
    }
}

/* ══════════ CITY LINKS SECTION ══════════ */
.city-links {
    padding: 60px 0;
    background: var(--bg-soft);
}

.city-links .section-sub {
    text-align: center;
    color: var(--muted);
    max-width: 640px;
    margin: -8px auto 28px;
    font-size: .95rem;
    line-height: 1.6;
}

.city-links-grid {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(160px, 1fr));
    gap: 10px;
    max-width: 900px;
    margin: 0 auto;
}

.city-links-grid a {
    display: flex;
    align-items: center;
    justify-content: center;
    min-height: 48px;
    padding: 10px 14px;
    background: #fff;
    border: 1px solid var(--border);
    border-radius: 10px;
    font-size: .88rem;
    font-weight: 600;
    color: var(--text);
    transition: border-color .2s, color .2s, box-shadow .2s;
}

.city-links-grid a:hover {
    border-color: var(--primary);
    color: var(--primary);
    box-shadow: 0 4px 16px rgba(4,120,87,.08);
}

.city-links-grid a::after {
    display: none;
}

@media (max-width: 480px) {
    .city-links-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

/* alias: some pages use .table-responsive for scrollable tables */
.table-responsive {
    width: 100%;
    overflow-x: auto;
    -webkit-overflow-scrolling: touch;
}

/* ══════════ IFN CARDS (lista-ifn-romania) ══════════ */
.ifn-card {
    background: #fff;
    border: 1px solid var(--border);
    border-radius: 16px;
    padding: 24px;
    margin: 24px 0;
    box-shadow: 0 2px 12px rgba(0,0,0,.04);
}

.ifn-card-header {
    display: flex;
    align-items: center;
    flex-wrap: wrap;
    gap: 14px;
    margin-bottom: 16px;
}

.ifn-card-header img {
    object-fit: contain;
    background: var(--bg-soft);
    border-radius: 8px;
    padding: 4px 8px;
}

.ifn-card-header h3 {
    margin: 0;
    font-size: 1.25rem;
}

.ifn-card-stats {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(150px, 1fr));
    gap: 10px;
    background: var(--bg-soft);
    border-radius: 12px;
    padding: 14px 16px;
    margin-bottom: 14px;
}

.ifn-stat span {
    display: block;
    font-size: .75rem;
    color: var(--muted);
    margin-bottom: 2px;
}

.ifn-stat strong {
    font-size: .92rem;
    color: var(--text);
}

.ifn-card-features {
    list-style: none;
    padding: 0;
    margin: 0 0 12px;
}

.ifn-card-features li {
    padding: 4px 0 4px 26px;
    position: relative;
    font-size: .92rem;
}

.ifn-card-features li::before {
    content: "✓";
    position: absolute;
    left: 0;
    color: var(--primary);
    font-weight: 800;
}

.ifn-card-note {
    font-size: .8rem;
    color: var(--muted);
    font-style: italic;
    margin-bottom: 14px;
}

.ifn-card-actions {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
}

.ifn-card-actions .btn-primary {
    min-height: 48px;
    display: inline-flex;
    align-items: center;
}

.btn-secondary {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-height: 48px;
    padding: 10px 22px;
    border: 2px solid var(--primary);
    border-radius: 50px;
    color: var(--primary);
    font-weight: 700;
    font-size: .92rem;
    background: transparent;
    transition: background .2s, color .2s;
}

.btn-secondary:hover {
    background: var(--primary);
    color: #fff;
}

.btn-secondary::after {
    display: none;
}

.btn-sm {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: auto;
    min-height: 44px;
    padding: 8px 16px;
    font-size: .82rem;
    white-space: nowrap;
}

/* ══════════ TABLE CTA BUTTON (blog tables) ══════════ */
.btn-table {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    text-decoration: none;
    min-height: 40px;
    padding: 8px 16px;
    background: var(--accent);
    color: #fff !important;
    border-radius: 50px;
    font-weight: 700;
    font-size: .82rem;
    white-space: nowrap;
    transition: filter .2s;
}

.btn-table:hover {
    filter: brightness(1.08);
}

.btn-table::after {
    display: none;
}

/* ══════════ IFN REVIEW CARDS (blog/top-ifn-romania) ══════════ */
.ifn-review-card {
    background: #fff;
    border: 1px solid var(--border);
    border-left: 4px solid var(--primary);
    border-radius: 12px;
    padding: 20px 22px;
    margin: 16px 0 28px;
    box-shadow: 0 2px 10px rgba(0,0,0,.04);
}

.ifn-review-header {
    display: flex;
    align-items: center;
    flex-wrap: wrap;
    gap: 12px;
    margin-bottom: 12px;
}

.ifn-review-badge {
    display: inline-block;
    padding: 4px 12px;
    border-radius: 50px;
    font-size: .72rem;
    font-weight: 800;
    text-transform: uppercase;
    letter-spacing: .4px;
}

.ifn-review-badge.green {
    background: rgba(4,120,87,.1);
    color: var(--primary);
}

@media (max-width: 480px) {
    .ifn-card {
        padding: 18px 16px;
    }
    .ifn-card-stats {
        grid-template-columns: 1fr 1fr;
    }
    .ifn-card-actions {
        flex-direction: column;
    }
    .ifn-card-actions .btn-primary,
    .ifn-card-actions .btn-secondary {
        width: 100%;
        justify-content: center;
    }
}

/* ══════════ TABLES: scroll, don't squish (all viewports) ══════════ */
.table-wrap th, .table-wrap td,
.table-responsive th, .table-responsive td {
    word-break: normal;
    overflow-wrap: normal;
}

.table-wrap::-webkit-scrollbar,
.table-responsive::-webkit-scrollbar {
    height: 8px;
    -webkit-appearance: none;
}

.table-wrap::-webkit-scrollbar-thumb,
.table-responsive::-webkit-scrollbar-thumb {
    background: rgba(4,120,87,.35);
    border-radius: 8px;
}

.table-wrap::-webkit-scrollbar-track,
.table-responsive::-webkit-scrollbar-track {
    background: rgba(4,120,87,.08);
    border-radius: 8px;
}

.table-wrap,
.table-responsive {
    scrollbar-width: thin;
    scrollbar-color: rgba(4,120,87,.35) rgba(4,120,87,.08);
}

.table-wrap .btn-table {
    text-decoration: none;
}

@media (max-width: 768px) {
    .table-wrap table,
    .table-responsive table {
        min-width: 560px;
    }
}


/* ══════════ BUTTONS INSIDE ARTICLE CONTENT ══════════ */
.article-body a.btn-primary,
.article-sidebar a.btn-primary {
    color: #fff;
    text-decoration: none;
}

.article-body a.btn-primary:hover,
.article-sidebar a.btn-primary:hover {
    color: #fff;
}

.article-body a.btn-secondary {
    text-decoration: none;
}

/* ══════════ IFN LOGOS: white rectangle frame ══════════ */
.article-body img[src*="/logos/"]:not(.ifn-logo) {
    background: #fff;
    border: 1px solid var(--border);
    border-radius: 10px;
    padding: 6px 10px;
}

/* logos inside comparison tables: fixed size, never squeezed by narrow columns */
.table-wrap img[src*="/logos/"]:not(.ifn-logo),
.table-responsive img[src*="/logos/"]:not(.ifn-logo) {
    width: 80px;
    height: 30px;
    min-width: 80px;
    max-width: none;
    object-fit: contain;
    padding: 3px 8px;
    display: inline-block;
    vertical-align: middle;
}


/* info-box variant without the info icon (review hero cards) */
.article-body .info-box.no-icon::before {
    display: none;
}

.ifn-table .ifn-logo,
.table-wrap .ifn-logo {
    flex-shrink: 0;
}

/* CTA buttons in tables: never wrap the arrow to a new line */
.table-wrap .cta-cell,
.table-wrap a.btn-primary,
.table-wrap .btn-table,
.table-responsive .btn-table {
    white-space: nowrap;
}

/* ══════════ IFN TABLE MOBILE: logo-only, name sr-only (kept for SEO) ══════════ */
@media (max-width: 768px) {
    .ifn-table .ifn-name,
    .table-wrap .ifn-name {
        position: absolute;
        width: 1px;
        height: 1px;
        padding: 0;
        margin: -1px;
        overflow: hidden;
        clip: rect(0, 0, 0, 0);
        white-space: nowrap;
        border: 0;
    }
    .ifn-table .ifn-cell,
    .table-wrap .ifn-cell {
        justify-content: center;
    }
}


/* links in table headers: white on dark green header */
.article-body table thead th a {
    color: #fff;
    text-decoration: underline;
    text-decoration-color: rgba(255,255,255,.45);
    text-underline-offset: 3px;
}

.article-body table thead th a:hover {
    color: #fff;
    text-decoration-color: #fff;
}

/* mobile: table-wrap is the single scroll container — undo inner table scroll */
@media (max-width: 768px) {
    .table-wrap .ifn-table {
        display: table;
        overflow-x: visible;
        min-width: 760px;
    }
}